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<br />_ �;,� TOGETHER WITH all thc imprrnemcnts now or hereafter erected on the propcny.anJ all ca,cments. appurten�uiceti,nnd -
<br /> fixtures now ar hereafeer a purt of thc property, All replacements and additions shall ulr;�� he ri+vered hy thin Security
<br />' r,... � InsUUment. All of thc foregoinE is rcferced to in this Sccurity Instrumcnt as the"Property."
<br /> f��' '' � BORROWER COVENANTS that F3orrowcr is I�wfully.cised of the estatc hcrcby ronvcycd und has the ri�ht tu grant and
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<br /> couvey the Property and that the Property is unencumhered, except far encuml,r.mces nf record. Ourrower �vurrant+und will r
<br /> ,r�.'r� " defend generally the title to the Property a�ainst all claims und demands, subject to any encumbrunces o!record.
<br /> THIS SECURITY WSTRUMENT combines uniform covenants far national use and non-u�iifnrni covennntf; with limitecl
<br />.- variations by jurisdiction to canstitute u uniform security instrument covering reul properiy.
<br />- �� ' 'c UMFORM COVENANTS.Borrower und Lender covenunt and agree as fallows:
<br /> �-�, 1. Poyment of Principal nnd I�t�r�t; Prepayment and Lute Char},es. Born�wcr shall promptly pi�y �vhr.n duc thc
<br /> principal o£and interest on the debt cvidc:rn:ed by the Natc and any prcpayment attd latc cliar�cs due under dia Noti:. _
<br /> 2. Fbnds ior Taxc.w and Insurctnce. Subjcct to upplicablc law or to a �vrittcn wi�ivcr by I.cndcr, Horro�ver tilwll pay to
<br />�='ti`�_ _. �:� Lendcr on thc day monthly paymcn�s urc duc undcr thc N�nc,until thc N��u is p,�fd in fall,ii+um 1"I�und�")tiir:(a)yaiu�ly taxes
<br />- .., and usscssments which mny uuuin prioriry��vcr�hi+Sccurity lnstruntcnt us n licn un thc i'ro�w�ty; Ihl y�nrly Icaschitild ptrymc�tts
<br /> �� .�„ ° or ground rents on�hc Propcny, if uny;lcl ycairly hu�au•d or pruperty insur�inrc prrmiamw,(�I)ycurly IliuK1 iusuram:c prcmlums,
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<br /> a=,r��.y� if.m ; (cl ycarl murt����c inwrnncc rcmiums, if u�� : uod 1�im sums �� ublc b Nurro+vcr �o l.c�i�t�r. in �irc:ardnncc with
<br /> ,�r�:'.=" Ihr,provisi��ns af pur:�gruph S, in licu of'thc p�iynunt��f mnrtgugc inyuri�ncc prcmlumy. 'fhc�c itcnu nrc cullcd "E�rmw Itcros
<br />- `°'"" Lcndcr may. at t►ny timc, callcct and hiild Fund� in un .unuu�u nut to excced thc m�ximun� :;n�ount a Icndcr I'or n fedcrully
<br /> =-'°yYr`�� rclatcd mongngc laan may rcquirc ti�r Horrowcr's cscrow account undcr thc fcdcrul Rcid Eistutc Scttlement Pruccdures Act uf
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<br /> 1974 as amcndcd from timc to time, 12 U.S.C. Scction 2601 er sey. ("RESPA"). unlesti anothcr law thut lipplier:ta the f�unds
<br /> - _ sets u lesser amount. If so, I.endc� niay, nt any time, cc�llect s�nd hold Funds in an amnunt not to exeeed the Ietsser amount.
<br /> - Lender may estimute thc umount of Fwids duc on thc busis of current data:�nd reasonablr estimates af expenditun:s of future
<br /> '� ' ' p ` Escrow Items or othenvise in accardunce with npplicuble law.
<br />•:�?!:�� Thc Funds shall be hcld in an institution whose dcposits are insuted by a federal ugency. instrumentaliry, or entity
<br />,;f����� (including L.ender,if L.ender is such un instiwtion)or in any Federal Hame I.oan Bank. L.endcr shall�pply tha Funds to pay the
<br /> - Escrow Items.Lender may not charge Burrower for holding and applying the Funds,nnnually analyzing the escrow acconnt, or
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<br />---;�_�,�, verifying the Escraw Items. unless Lender pays Borrower inter�st on the Funds and applic�tble law permits Lendar to make such
<br />_-ti:-�;���� a charge.However.Lender may require Borrower to pay a one•time charge for un independent renl estate tux repartinA service
<br /> used by i.xnder in conneccion Wttrt uti� fvu�i, iiiic&i u'yNiiCd�ii� iSLC �1T:S12L�.� O:tiL't::'::.�. <<Sllocc � aomr�m�f ic rttadE (�f
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<br /> °��;�� .��plic.lble law requires interest to be paid,L.ender shall not be required to pay Borrower tiny interest or curnings��th� Funds.
<br /> -';�"'��� Borrawer and Lender may agree in writin�, however, that interest shall be paid on tl�e Funds. Lender shall give ao Bonower,
<br /> ---�"-�'� without churge, an annunl accountin�of the Funds, showing credizs eind dcbits to the Funds and the purpose for which ench
<br /> _��"�� debit to the Funds wes made.The Funds are pledged as udditionul securiiy for all sums secured by this Security Instrument.
<br /> �"='�'�—' If the Funds held by l..ender exceed the amounts permitted to be held by applicable law, l.ender shull account to Honower
<br /> - - — for the excess Funds in accordance with the requiremen�s of applicable Inw. If the amount of the Funds held by Lender at uny
<br /> "s___�,_� time is not sufficient to pay the Escrow Ite�res when due, Lendcr may so notify BonowGr in writing,and,in such cuse Bonower
<br /> y���� shall pay to Lender the amount necessary to mnke up the deCiciency. Borrower shall make up the deficiency in no more tha�n
<br /> _ = twelse monthly payments,at Lender's sole discretion.
<br /> � Upon payment in full of all sums secured by this Security Instrument. L.endcr sh�ll promptly rcfund to Borrowcr�y
<br /> Funds held b��Lender. If,under parasraph 21,I.endcr shall acquire or sell the Property,Lender,prior to the acc�u�sition or sale
<br /> - of the Propeny, shall apply any Funds held by Lcnder�t tl�e time of acyuisition or sAle as a credit agninst the sums secured by
<br /> — this Security Instrument.
<br /> ----- 3.Appllcation of Payments.Unless appli�able la��providca othcnvise,all payments received by Lender undcr paragmphs
<br /> — 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second,to amounts payable under paragraph 2;
<br /> third,to interest due;fourth,to principal due;and last,to any late churges due under tlie Nota.
<br /> ;:�_--�= 4.Charges; L[ens.Borrower shall pay all taxes,assessments,churges, fines and impositions attributt�bla to thc Property
<br /> — which mny attein priority over this 5ecurity Instrument, und let�sehold pnynicnts or�round rents, if any. Bonowcr shall pay
<br /> thesc obligaeions in the manner providecf in paragraph 2,or if not paid in that manncr,Borrower shnit pay thom on time directly
<br /> '"'-�_� to the person owed payme��t.Borrower shall promptly furnish to Lender n0 notices of amounts to be pald under this p:tsagrxph.
<br /> �_-� If Borrower makes these puyments direc:tly, Borcower shall prompely furniah to Lender receipts evidencing the paymentF.
<br /> - -____.-� Banower shall promptly dischnrge any lien which has priority over this Securiry Instcument unless Borrower: (A)agrees in
<br /> --—� writing to the payment of the obligntion secured by the lien in a manrer acceptable to Lender;(b)contests in�ood faith the lien
<br /> -..R R.�� by, or defends against enforcement of thc licn in, legal proceedings which in the Lcnder's opinion operate to prevent die .
<br /> enforcement of the lien;or(c)secures from tl�e holder of the lien�n a�reement satisfactory to L.ender subordinating the lien to
<br /> -Y�"`�''T�� this Securiry Instrument. If Lender determines that Fmy part of the Property is su6ject to a lien which m�y t�izain priority over
<br /> '���°'�'`�'• this Securit Instrument, L.ender ma ive Borrower a noticc idcntif}�ing thc licn. Borruwer shull satisfy the lien or taRe one�or
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<br /> � '�'�:r%� more of the actior�s set forth nbove withan lQ days of the givin�of notice.
<br /> -:-.=:��;,.'fc;,� Form 3028 9/90
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