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<br /> S. Huonrd or I'roperty Insuruitcc. B�irro�vcr sllilll I+CI'� (Ill` impruvcmcnt�. nu;v cxi+tinb un c�rcaf��:r crcctcd nn thc
<br /> `".._.1;,�.•� Property insurcd i+guinst Inss by firc.har..u•dti inrludcd within thc tcrm "cxlcndcd c���•cru�cc" and tin)'uihcr hiviirdti, including
<br /> Iluotls�x flouding. fur which Ixndrr rcyuirc� insurunca �'hi, in+ur,utcc�hall hc miiintnincd in thr :uuuunt+and f��r Ihc ��criods
<br />_A;.���_; �`' that I.i:ndcr rcquircti. Tlu inyur:incc r,irricr providing thc insw•;mcc �hall I�c r!►u,cn hy liorro��•cr +uh�cct �u [And►r'�;+ppruvad
<br /> �t:i which shall n��l bc unrca+onably willil�cl�l. If Borrrnti•cr fnilti !u maintain cnvcr,igc dcscribcd ahnve. I.rndrr iniry. at I.xndcr's
<br />==`�. option. obtuin cover.ige to pmtect l.cnder's rights in thc Property in uccnrdancc �vnh psrugraph 7.
<br /> r�_=_��s�' All insuranrc polYCics and rcncaals shall br .►cccptablc to I..endcr und sh�dl includc u standard munE�agc rl:w�c. I.cndcr
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<br /> t�.;�- shall I�ave the right to huld thc�x�licies ao�d reuewals. If'Lende�rey�►ires, Borro�ver tihnU promptly gi�•c t��l.�nder idl reccipts uf
<br /> - paid premiums and renewul notices. In Ihe event of toss, Bormwcr shull givc prompt notice to tl�e�nsurance cnrricr.md Lander.
<br />_ " '�• I.ender�niay make proof of loss if not made pron�ptly by Harrowcr.
<br /> "�=��� �� Unless Lcndcr and Burrowcr othe�wisc agrce in writin�, insurancc procceds shall bc applicd to rc�torati�m or rcpair��f thc ,
<br /> '"��'•`=�` Fruperty damaged,if the restoration nr repair is ecanamicaUy feasibl�:and Lender's sccurity is not lcsseuaJ. If thc re�toration or
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<br />;,�;,,.; ,� . rep�tir is not eco�omically fcasible or Lender's security would be Icsscned,the insurance procecds shull bc.ipplied to thc sums
<br />''�'�.�'-' secured by this Securiry [nstrument,whcther ar not then due, with any excess paid to Borrower. If Borruwcr abandons the
<br /> ��•�'� -;:� y Property,or does not answer within 30 days a notice from Ixnder that the insurance carrier hau offercd to sctde a clnim,die►�
<br />_:=���` l.ender may collect the insurance proceads. Lender may use the prooeeds to repnir or mstore the P�roperty or to pay sums
<br /> v�� • secured by this 3�arity Inst�vmPnt, �ehether or not dicn dae.The 30-day psriod will begin when thc notice is givcn.
<br />-'�`-����' Unlcss I.ender and i�rrnwer �therwise agree in weiting. any upplication of proceeds to principal shull not exteml �r
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<br /> _:.._._ ,,,,.; ,,,., postpone the due date of the monthly payments rcfcrre�I to n par.+�.��phs I und _ or chnnge che amount of the payments. t
<br /> =�:�"`�'� r under p�ragraph 21 the Property is acyuired by L�:nder, Borruwer's rigut to an} uia..rance� �ir.ies und pmceeds resulting from
<br /> `�':t.°::.�:,�����'� ,
<br /> _,__y,.�_ damage to the Propeny prior to the acquisition sh;ill pass to L.ender to the extent of d�e sums secured by this 5ecurity Insuvment
<br /> -- �� i�nmaiiately prior to the acquisition.
<br />=-K'"'—�?__ 6. 0ocupancy,Preservation,lV�aintennnce and Protection of¢he Property;Rorrower's Loun Applicaiion; LeaSeholds.
<br /> Borrower�'�aN occupy,establish,and use the Propeny as Bono�ver's principal residence within sixty days after the execution of
<br /> -_� this SecuR,y instrument and shall contin�e w occupy the Property us Borrower's principal residence for at least one year after
<br /> - the dute of occupancy,unless L.ender othenvise agrces in writing, which consent shull not tre unreasonably withheld,or unless
<br /> •_-__ — extenuseing circumstances exist which are beyond Borrower's control. Borea�v�r shall not destroy, dsimage or impair the
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