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<br /> . � TQCit:7'k1liil WITH nll d►c impri+vcments nnw or he.rrlftererectcd on the pmpeny,and nU casements,appurtcnuncc.s,and
<br /> i'ixturc.r nu+v �in c�rcafter a part uf the property. All repincements iinc' addi►ions �:IuiU also be covrrcd hy this Sccurity `
<br />- , � �. Instrument, AU uf thc f2irebuing is refcrrcd to in thi�Security Insirument i�s the"Property."
<br /> ROFiRO\VI311 CUVENAN7'S thal l�orro�vcr is I,nvfully s�isal of thc cstaUc hcrcby cunvcyul and has thc right to graitt and
<br />'°� • . c�nvey tlie Prnp.r�y�und tl�at tl�e Property is wiencumbered. except far��m•umbrancc. ��f raocd. 13orro�ver wan��nt� und will r
<br />��,;:;:..,1�-.'. defcnJ};cncrailly ihe tiAc to thc Prop�rty aguinst nll cluims and dcmands, subject to any cncumbr.tnccs af�'ca�rd.
<br /> " TNI.�i SF.CURI'PY INSTRUMENT cambines unifonn covcnaats for national usc und non-uniform covcnnnts with limitud
<br />___ _- �• vsiriations by jurisdirtinn ta constiwte n uni.''orm security instrument covering real property.
<br /> -` ,,�;Fi. UNIFQRM CQV�fVANTS.8orrower und Lender covenant nnd ngrcc 1s foU�nvn: _
<br /> ., ; l. Puy�mcrat oP Pri�tcipal and Interest: I'��epnyment and Lutc Chnrg�s. 6nrrower sha►II promptly pay whcn duc the
<br /> � `:�• principal oi'u►xl inCTniyt on the debt evidcnc;cd by the Notc and nny prepayment und Inte char�e�due under the Notc. _
<br /> ' Z. Funds fur'T�axes und Insurance. Subjcct to applicablc law or to� written waivcr by Lcnder, Borrower shall pay to �
<br /> _ , � Lender nn the day muntl�ly paym:nts are due undcr the Note,until the Note is paid in full,a sum(°Funds")for:(�)yearly taxes
<br /> •• '�' ' nnd usscssmcnts�vhich moy iivain priority over this Securiry IRSttumcnt as u lien on the Property;(bl yearly Icaschold payments
<br /> _,�.�;;;�;��� � or ground rents on thc Prope��ty,if any;(c)yearly hazard orpruperty insumnee premiums;(d)ycarly flood insurance premiums,
<br />-=�<;�,:`� if any: (e)yc:trly m����tgage insw.u�ce prcmitims,if nn.y: and (il a�y tame rayahle by Borrower to Lender, in acwrdance with
<br />-''-�,°s.� - thc pmeisions nf p�i�niph 8, in licu of che payment of mongage insurantr pnmiums. These items arc callcd "Escrow Items.
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<br />=���:it.;'.�+�'.l�+ L�:nder mc�y, ut Ally IIIl1C, collc�ct and hold Funds in u►, umc�a�m nut to exc�eJ the m�ximum amount a Iender tor a fcderally
<br /> �` rclntcd mongage loan may reyt�ini for Horrower's escro��•�::wms unsier thr (edesnl Rwl kstatc Sctdcment ProceJuns Act of
<br /> T �t�'*� 1974 ns amcnded f'ratn time to time, l2 U.S.C. Section 2601 et seq. ("RI3+AA"). un6�ss another Inw that applies to the Funds
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<br /> - sets a lesser um�unt. If so, Lender may, at an}�time, colloct und hotai Fun:1s in an amount not ro exceed the esser amnunt.
<br /> �::,��ry»'Wa� Lcnder may estin�att�th:amnunt nt Funds due on the basis of curn:nt dctn nx��re+json4.ble estimutes af ex}�enditur�s of futu�+e
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<br />:���;�;�l;y+' Escrow ltcros ar other�vise in accnrdanc�e with ripplicable aw.
<br /> �a�� The Funds sha11 U: held in an institution �vhose de�z�sits are insurad by n firlt��� agency, instrumentaliry. or entity
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<br />'-���•� (including Lender,if�.ender is surh an instiwtian)or in any 1Pale�ral Ham�I,oan.Bank. Lender shall npply tho Funds to pay t e
<br /> - �=ti:�'4'�'�1 Escrow Items. Lender may not cl�arge Borro�ver fur holding and applying ths Funds,annually anvlyiine the e.scro�v ucwunt,or
<br /> ---J-a�`� verifying the Escro�v Items,unless I.ender pays Borro��'er interest on the Funds and npplicable law p:nnits Lender to make sucb
<br /> -- "="e :��i,�r�� However. Lender may reyuire Burrower to pay a ane•time charge for an int!e�ndent real estate t:sx reporting service
<br /> ��a_vn�� used by Lender in connecdon with this loan, unless apptirable Inw provides atna�wi:e. linica� w� ug�c�Tniii :s m..3e cs
<br /> _. ������ � upp:icablc law rcquirns intcrest to be paid,l.ender shall not be requirc�to pay S�rn�wer any interest or carnings on the runds.
<br />---- -_ _�:,�, Borrower and l.ender m�y ngrce in writing, hou;+;ver, that intcrest shsll�trr paid on the Funds. Lender sh�ll give to Barroa'er,
<br /> -'��� withaut chnrge, nn tumual accounting of the t�unds, showin�credits ancl debits to the Funds and the purpose for which caci�
<br /> ---:::��;�;r;�� debit to the Funds was made.'IYte Funds nrc plalged us additional security for all sums sxurcd by ehis Security Instrument.
<br /> �,_��?'°� If the Funds held by Lender exceed the amounts permittod to be held by appliuible�s,1v,Lender shall accoLnt to l'iurrower
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<br />--- - for the excess Funds in accordauce with�he requinments of opplical�le l�w. If the a�nQnnt of the Funds held by Lend�,�at any
<br /> �=��.;n.,¢�;,� time is not sufficient to pay the Escrow Iteuis whcn duo. Lcndcr mny so notefy 8anower in writing.and,in such case Bcisower
<br /> —•- - sh;dl pay to L.ender the amount necessary to make up the deficiency. Boma�ti•�r slirili malce up the deficicncy in no more than
<br /> twelve monthly payments,at Ler.der's sole disccetion.
<br /> -- ...�.-_ Upon payment in full of afl sums secured by thls Ssx�arity lnstrument, I.ender shall promptly refund to Borrawer uny
<br /> ----- Funds hcld by[.ender.lf,under parngi:+ph 21,l.ender sh�il�ansire�r sell dic Property.Lendcr,priar tu thc acquisi±ion or sate
<br /> �—._ of the Property,shsll npply any Funds held by Lender at the ume of acquisition ar sale as a cred9t against the sums secum�d by
<br /> this Sccurity Instrum.ni.
<br />-- _- = 3.ApnlicaIIlon of 1'ayments.Uuiess appiic;�ble law prc�.iJes othen+:�e.all paymCnts��eceivai by I.ender under paragraphs
<br />--�"-?�� 1 and 2 shail be appliod: fin�t,cc�.�my prepayment charges�iz�:undcr the Note; secured,►o amounts payable under para�raph 2;
<br /> .�`'�`%� third,to interest due;fourth,to prancipal due:and last,to an,'late chnrges due under th�Note.
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<br /> --� - 4.Charges;Ltens.Borrowcr shall pay all tnxes, assessments, charges,fines and bnpositions attribuklblc ro the ropeny
<br /> -�= which may attnin priority over this Sccurity instrument,and leaschold payments ur ground cents, if any. Botrower sh�ll pay
<br /> these obligations in the manner provided in purngraph 2, or if not paid in that manner, Burrowcr shall pAy them on time directly
<br />�=.�� to the person owed payment. Banowcr shall prompdy furni�l�to Lender ail natices of amounts to be paid under this puragraph.
<br /> Y"'°!°'� If Borrower makes these payrnsa2s directly,Borrowcr shall ir+mmptly furnish to Lender rcceipts cvidencing thc payments.
<br /> -- -- - Borrower siLt.;l promptly�iscl�arge any lien which has;,vriority ovcr this Security instrament unless Bonower:(a)agrees in
<br /> ...z:m;�;;�.� writing to the payi�nr.m of the obligation scnaroi by Nie licn ia a rnunner acceptable to Lender: (b)contests in good faith the lien
<br /> ='=;{��-'���'� by, or dcfcnds �r�:nst enforcement of th.^ ;icn in, legal praeedings un�ich in the Lcndcr's opinion operute to prevent tlic
<br /> .`.;?;;'!'� enforcement of die 1ie��:or(c)secure.s from the holder of ID3e lien an agreemcnt satisf:.ctary to LenQer saboniinatit�g thc lien to
<br /> =• -:=',k�,., ' this Sccurity Instnir.xnt. it L�ncter dctermines that atry pa�'e of the Property is subjcit to a licn which may attain�riority over
<br /> '�Yi��::.`�,�+. this Security Insvu;nLnt. Len�.�•may givc Bonowcr a noticeidentifying the lien.Horrower shull satisfy the lien or t�l:e one or
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<br /> -;;.�:=;...•.: r morc of the actir?�s set forth ubovc within IO dnys of thc giving of notia.
<br /> =<<,�'=S;?�:r form 3028 8l80
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