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<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
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<br />THIS DEED OF TRUST ("Security Instrument") is made on December 20, 2010. The grantors are GLENN
<br />EUGENE WHITEHEAD, a/k/a GLENN E WHITEHEAD„ and DIANA L WHITEH�AD, HUSBAND
<br />AND WIFE, whose address is 2425 N WHEELER, GRAND ISLAND, Nebraska 68801-2358 ("Borrower").
<br />Sorrower is not necessarily the same as the Person or Pcrsons who sign the Note. The obligations of Borrowers
<br />who did not szgn the Note are explained further in the section titled Successors and Assigns Bound; Joint and
<br />Several Liability; Accommodation Signers. The trustee is Arend R. Baacic, Attorney whose address is P.O.
<br />Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiauy is Home Federal Savings & Loan
<br />Association of Grand Island, which is organized and existing under the laws of the United States o£ America and
<br />whose address is 221 South Locust Street, Grand Island, Nebraska b8801 ("Lender"). GLENN EUGENE
<br />WHITEHEAD and DIANA L WHITEHEAD owe Lender the principal sum af Eight Thousand Eight
<br />Hundred Forty-one and 80/100 Dollars (U.S. $8,841,80), which is evidenced by the note, consumer loan
<br />agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which provides for
<br />periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on Deeember
<br />30, 2020. This Security Instrurnent secu.res to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modificatians of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protectian of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Securiry Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 2425 N WHEELER, GRAND ISLAND, Nebraska 6$$O1-2358
<br />Legal Description: LOT TWO (2), CENTENNIAL GARDENS SUBDIVISION, AN ADDITION TO
<br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instniment. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROW�R COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Praperiy and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all clairns and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment af Principal and Interest; Prepayment and Late Charges. Borrower shall prorr►ptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this 5ecurity Instnunent, the term "Applicable Law" shall m�an all cantrolling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable �nal, non-appealable judicial opinions.
<br />Funds for Taxes and Insurance. At I.ender's request and subject to Applicable �,aw, Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a suxn ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instiument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazaxd or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl
<br />any sunns payable by Barrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiunns. These items are called "Escrow Items."
<br />I,ender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a
<br />federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate
<br />Settlement Procedures Act of 1974 as amended from time to time, 12•U.S.C. Section 2601 et seq. ("RESPA"),
<br />unless another Applicable Law that applies to the Funds sets a lesser amount. Tf so, Lender may, at any time,
<br />collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds
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<br />� 2004-201D Complience Syatems, lnc. EEDB-BB16 - 2010.03378
<br />Consumer Raal Eelale - Seeurity Iost[ument DL2036 Page 1 of 6 www.campliancesystems.com
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