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��. <br />� <br />� <br />N � <br />� �.....'" <br />�� <br />� ��w■ <br />� � <br />W — <br />� I�I��1 <br />� <br />� <br />- <br />DEFINITIONS <br />After Recording Return To: <br />HERITAGE SANK <br />1333 N WEBB ROAD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 00-1407 <br />Ne3028.dot.xml <br />� <br />� <br />� <br />C <br />=nv <br />�a� <br />7C = <br />^' m <br />n n 4.:� �' � � � <br />o ._� <br />m � �:Tl, �: c� r � <br />� --+ � <br />Ti � �'_. � = � � � O <br />� ; �ti.> <br />�� `•:,,� ,.—. .�, �, � y <br />( � ,. � ('� °r-� �,^ C� <br />� �.:� f :; z �� 7 � � <br />r,� � -•.� I+ G:z� � C� <br />r�' a � �_� =�' —1 <br />� Cf+ � � � � � <br />V, � F—�� '7C "'"C � <br />�" �) � <br />�J.] �..� ti.,�� <br />f� �J�} Q� � <br />� � <br />v <br />s S 5� <br />[Space Above This Line Far Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this documenC are de�ned below and other wards are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 2 2, 2 010 , together <br />with all Riders ta this docurnent. <br />(B) "Borrower" is K�LLY J KA.VA, A SINGLE MAN SINGLE MAN <br />Borrower is the trustar under this 5ecurity Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORFORATION organized <br />and existing under the laws of NEBRASKA . <br />Lender's address is 13 3 3 N WEBB ROAD , GRAND I SLAND , NEBRA.S KA 6$$ 0 3 <br />L,ender is the beneficiary under this Security Instniment. <br />(D) "Trustee" is U. S. BANK NA <br />(E) "Note" rneans the promissory note signed by Borrower and dated OCTOBER 2 2, 2 O 10 • <br />The Note states that Borrower owes Lender N�NETY THOUSAND AND 0 0/ 10 0 <br />Dollars (U.S. $ 9 0, 0 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Peripdic Payments and to pay the debt in full not later <br />than NOVEMBER 1, 2 0 2 5 . <br />(F') "Property" means the property that is described below under the heading "Transfer of Rights in the 1'roperty. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayrnent charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(� "Riders" means all Riders to this Security Instrument that are executed by Barrower. 1fie following Riders are <br />tq be executed by Borrower [check box as applicable]: <br />[� Adjustable Rate Rider <br />[] B�lloon Rider <br />� 1-4 Family Rider <br />� Condominiurn Rider <br />� Planned Unit Development Rider <br />� Biweekly�Payment Rider <br />� Second Home Rider <br />[] Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and looal statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, f�es, assessments and other charges <br />that are imposed on Borrower or the Property by a condominiunn association, homeowners association nr similaz <br />organization. <br />� . <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DqcMagfc � aoo-sas-r3sz <br />Form 3028 1/01 Page 1 of 1 1 www.docmaglc.com <br />