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<br />[5pace Abave This I�ine for Recording Data]
<br />State of Nebraska DEED OF TRUST FHA Case No.
<br />321-2943912 703
<br />MIN:100416700011887685
<br />THIS DEED OF TRUST ("Security Instrument") is made on October 13th , 2010
<br />The trustor is Michel Lamela, a sin le erson
<br />("Borrower").
<br />The trustee is CharterWest National Bank
<br />("Trustee"). Tha beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 45801-2026, Cel. (888) 679-MERS.
<br />CharterWest National Bank
<br />which is organized and existing under the laws ofthe State of Nebraska , and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of One Hundred Thousand Six Hundred Fort Four and 00/100
<br />Dollars (U.S. $ 100,644.00 ). This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrumettt ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on November Ol, 2040
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all rertewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 ta protect the sacurity of this Security Instrument; artd (c) the
<br />performance of Borrawer's covenants and agreements under this Security lnstrument and the NaCe. For this
<br />purpose, Borrawer irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in Ha�� County, Nebraska:
<br />Lot Nine (9), in Knickrehm Eighth Addition to the City ot' Grand Island, Hall County, Nebraska
<br />which has the address of �212 Maplewood PI
<br />[Street]
<br />Grand Island , Nebraska 68801 ("Property Address");
<br />[G��J'l
<br />["Lip Code]
<br />TOGETHER WITH all the irnprovements now or hereafter erected on the praperty, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property". Borrower understands and agrees that MERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom,
<br />MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foredose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing or canceling this Securicy Instrument.
<br />1625b.CV (11/07) 9oas�a Pagc l of5
<br />Return To:
<br />CharterWest National Bank
<br />7l4 N Diers Avenue
<br />Grand Island, NE 6$803
<br />�
<br />GOTO(0012t704)
<br />
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