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<br />DEED OF TRUST
<br />DEFINITIONS
<br />35,so
<br />Wbt'dsras~d ]~ multiple sections of this document are defined below and^other words are defined in Sections 3, 11, l3, 18, 20
<br />and 21. Certain rules regarding the usage of words used is this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................11 •pz; 200 • .... , , , , • • • • • • • , ..... , . • • • • , , together
<br />with all Riders to this document.
<br />(B) "Borrower" is M!CN.~9~.U..HU7To.N ANR uNP.9.4•.HUrT4N-.N~.S~A.ND.9N,R WlFF ..................... . ............................ . ................ . .
<br />Borrower is the trustor under this Security Instrument ......................... ~ ............................................................... .
<br />(C) "Lender" is AMERICAN BANK,.N:9 :..... . . .................. . ......................
<br />Lender is a .GORP.QRATl4N.. ....... . ............... . ..... . ... .................. ~ ......... ,organized and existing under
<br />the laws of .TH~UNITED,sT,ATis.OFAq+IF•RICA ..................................Lender's addresses .Z3Q,5'fH•AV~NU,~~.Iy,P,4BQX.~~4,.4F.MA~S,..
<br />IA 510~1 .....................................................................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is DAVI~.C,• NELSON .1850 FARNAM STREE7.OMAHAt NE •68102.2186.. • .... , . • • • • , • ,
<br />(E) "Note" means the promissory note signed by Borrower and dated ~,l•.oz•R448 ....... . ............. . . ..... . ....... ,The
<br />Note states that Borrower owes Lender FIFTY, THQU~ANA AND. N.41.1,OQ ............ . ............................................................ . .. . .
<br />• • • ~ • ~ ~ • Dollars (U , S. $ 54ti0DO;o0• • , ...... • • . • • , , ..... , , ,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt iu full not later than 12 1•-2~~0,,AA24 .}~.~},• • • • • • • • •
<br />U~'.........
<br />(F) "Property" means the property that is described below under the heading "Transfer f Rights in the Property
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the No[e,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to [his Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condomininm Rider ^ Second Hame Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] . ..................... .
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(~ "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, ar authorize a financial institution to debit or credit an account. Such term includes, but is not limited [o,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means thaw items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Sec[ion S) for: (i) damage to, ar destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Properly; (iii) conveyance in lieu of cvndemnatian; or (iv)
<br />misrepresentations of, or omissions as to, the value and/vr condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(O) "Periadfc Payment" means the regularly scheduled amount due far (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrumen[.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any addi[ional or successor legislation or
<br />regulation that governs the same subject matter. As usedtn this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether yr not that parry has
<br />assumed Borrower's obligations under the Na[e and/or this Security Instrument.
<br />Form 3028 1/01
<br />NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT III~IIINIIIIIIIIIIIIIIII~II~IIIIIII
<br />bankers Systems, Inc., St, Cloud, MN Farm MD•1-NE 9 /1 712 000
<br />ref: 1!2001
<br />(page 1 of 7 pages) J B 2 A 0
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