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~~ <br />ya <br />~ <br /> <br />~~ rn <br />C <br />rn cr>t <br /> <br />N~ <br />n Z <br />~ _ <br /> n © <br />~ ~ ~ _ .~ <br />~ ~~ <br />cn [~^~ c~ <br />cr, <br />°° ~ ~ <br />4 -~', <br />~~ O, rn ~ <br /> a <br />~~ <br />I~~ <br />r~~ <br />_ _ <br />after Recording Return To: <br /> HERITAGE SANK <br /> 1333 N WEBB RD <br /> GRAND ISLAND, NEBRASKA 68803 <br /> Loan Number: 02-1105 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 15 , 2 0 0 9 ,together <br />with all Riders to this document. <br />(B) "Borrower" is THOMAS J BEST AND TRUDY J BEST, HUSBAND AND WIFE AS <br />JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKTNG CORPORATION organized <br />and existing under the laws of NEBRASKA . <br />Lender's address is 13 3 3 N WEBB RD , GRAND ISLAND , NEBRASKA 6 8 8 0 3 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK <br />1235 N STREET, LINCOLN, NEBRASKA 68508 <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 15 , 2 0 0 9 . <br />The Note states that Borrower owes Lender ONE HUNDRED NINETEEN THOUSAND TWO <br />HUNDRED AND 0 0 / 10 0 Dollars (U.S. $ 119 , 2 0 0 . 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than NOVEMBER 1, 2024 <br />(F~ "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest,, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The fallowing Riders are <br />to be executed by Borrower [check box as applicable]: <br />~ Adjustable Rate Rider ~ Flanned Unit Development Rider <br />[] Balloon Rider ~ Biweekly Fayment Rider <br />~ 1-4 Family Rider [] Second Home Rider <br />~ Condominium Rider ~ Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(~ "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />/=/ <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DocMagic ~ soo-sas-rase <br />Form 302$ 1 /01 Page 1 of 1 1 www.docmagic.com <br />~\ ~ <br />r~,y <br />~, <br /> c~ <br />~, ~ ~" <br />-~ rv <br />~ ~ rr~ a <br /> -~ ~ <br />rv ~ -~, c~ <br />~ ~ ~ c~ <br /> :~ r~, <br />~ ~ ~ ca <br />~ r-- ~ <br />O <br /> r ~ CY <br />e~ ~ ~ <br /> A C.TI <br />~;,_, ~..~ +a <br />4~ ft~ CJc7 <br /> <br />m <br />Z <br />m <br />m <br />v <br />z <br />m <br />2 <br />Z <br /> <br />~~ U O <br />Ne3028.dot.xml <br />