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<br /> [Space Above This Line for Recording Data]
<br /> State of Nebraska DEED OF TRUST FHA Case No. \\~~
<br /> 321-2737497-703 703 ~
<br /> MIN:10041670 000$190671
<br /> THIS DEED OF TRUST ("Security instrument") is made on August 27th 2009
<br /> The t rustor is Joshua J Hall, a sin le erson and Fawn Lee Smith, a sin le erson
<br /> aka Josh J. Hall aka Fawutt L, Smith
<br />("Borrower").
<br />The trustee is CharterWest National Bank
<br />("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 4580 ] -2026, tel. (888) 679-MERS.
<br />CharterWest National Bank
<br />which is organized and existing under the laws of the State of Nebraska ,and whose address is
<br />714 N Diers Avenue Grand island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of One Hundred Thirteen Thousand Seven Hundred Five and
<br />00/100 Dollars U.S. $113,705.00
<br />( ). This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on September O1, 2039
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Tnstrument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the fallowing
<br />described property located in Hall County, Nebraska:
<br />Lot Thirteen (13) and the West Half (W 1/2) of Lot Twelve (12), in Block One (1), Morris Addition, an
<br />Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of207 W 18th St
<br />Grand Island
<br />Nebraska 68801
<br />[Street]
<br />("Property Address");
<br />[c;ty]
<br />[Zip Code]
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property". Borrower understands and agrees that MGRS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom,
<br />MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />1G25G.CV (11/07) 903055 Page 1 of5
<br />Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue coTO(oooal~as~
<br />Grand Island, NE 6$803
<br />
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