|
<br /> ~ ~
<br /> :t:, ~E ~ o (f)
<br /> ~ c:::> 0
<br /> c;.g o -i
<br /> 0 ~, c::l> I"\)
<br /> :t :i ~... J"t t~ )'t ;;.t ~.;. P;:I: ~ ,f' 3 z-i :D
<br /> \ , , ". '. :' \..', ;:::0 -irrl ~
<br /> Z ;lIIlI; -<;:; 0
<br /> ("\ E 0 <;;? -- -<0
<br />N ~ l: 0'" ~ o " 0 ~
<br />s rn en en "z
<br />s .. ..., CD
<br /> n ~ Z
<br />(0 t1 ii"Ii :c 0 ::I: rrl
<br />S rr1 -0 1> ro 0 ~
<br />w m rr1 t ::3 r- ;0
<br />-..J ~ CJ I :to- (..)
<br />en (fl (f) -.J c::
<br />en C) I-" A s::
<br /> r 1> en ~
<br /> I-" ...................
<br /> 0') (J') 0).
<br /> en t5
<br />
<br />
<br />
<br />30,s-0
<br />
<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0100608019
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on May 6, 2009. The grantor is STEVEN N WILSON
<br />and TERRI L ARP-WILSON, HUSBAND AND WIFE, whose address is 3016 IDAHO AVE, Grand Island,
<br />Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note.
<br />The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br />Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home
<br />Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). STEVEN N WILSON and TERRI L ARP-WILSON owe Lender the principal sum of Eight
<br />Thousand Eight Hundred Seventy-nine and 50/100 Dollars (U.S. $8,879.50), which is evidenced by the note,
<br />consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which
<br />provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on
<br />June 1, 2012. Tlus Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,
<br />with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rigbts in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the REGISTER OF DEEDS of HALL COUNTY, state of Nebraska:
<br />
<br />Address: 3016 IDAHO AVE, Grand Island, Nebraska 68803
<br />Legal Description: LOT SIX (6), IN ROSS-THEASMEYER SUBDIVISION, IN HALL COUNTY,
<br />NEBRASKA.
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br />tlIis Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />
<br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (t)
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />
<br /><P 2004-2008 COP}Tight Compliance Systems, Inc. 74ED-B2,A - 2008,10.289
<br />Consumer Real Estate. Security Instrument DL2036
<br />
<br />Page 1 of6
<br />
<br />\VWW .complianccsystems,com
<br />800-968-8,22 - Fax 616-956.1868
<br />
|