|
<br />~ ci> """b~. ?0
<br />]) m '!\
<br />1tl (':I
<br />J::. x m
<br />..!2:~~~
<br />~ 0 h\
<br />tr\ -<.
<br />
<br />,.......
<br />c..n
<br />
<br />(fJ
<br />(fl
<br />
<br />m
<br />o ~
<br />N :D
<br />o m
<br />o
<br />06;
<br />COz
<br />
<br />~5J
<br />-..JC::
<br />15:
<br />Q')m
<br />..c:!i
<br />z
<br />o
<br />
<br />s--
<br />~
<br />...t;.
<br />"'?
<br />->;)
<br />..!)
<br />...
<br />...0
<br />
<br />i
<br />
<br />JG
<br />~
<br />z
<br />2ng
<br />fI; ~ ..
<br />~:z:
<br />
<br />~E
<br />n::z:
<br />~
<br />
<br />~
<br />c;:)
<br />=
<br />c.&::;>
<br />
<br />N
<br />S
<br />S
<br />CD
<br />S
<br />W
<br />-.....J
<br />0')
<br />~
<br />
<br />-0
<br />::3
<br />
<br />0<.n
<br />0-1
<br />c::l>
<br />z-l
<br />-1m
<br />-<0
<br />0"""
<br />"'T1z
<br />:rm
<br />)>o:J
<br />,:::0
<br />,:Po
<br />Cfl
<br />;::><:;
<br />)>
<br />
<br />~
<br />~
<br />~
<br />~
<br />t?
<br />
<br />
<br />........
<br />,...;s\"
<br />::n ~"
<br />r1'1 ',...
<br />
<br />~~--
<br />
<br />-.,.,
<br />o ti:~
<br />
<br />r1'1 l-
<br />rn
<br />o
<br />en
<br />
<br />::3
<br />=:;:)
<br />~
<br />
<br />t--'
<br />
<br />,.......
<br />a>
<br />
<br />---'~~
<br />
<br />[Spaoe Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />7~.70
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18,20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Seourity Instrument" means this document, which is dated MAY 6, 2009 , together with all Riders to this
<br />document.
<br />(B) "Borrower" is J 0 H N MHO G GAT TAN D M ELI S S A K HOG GATT, ASH U S BAN DAN D W I F E
<br />
<br />(C) "Lender" is
<br />CORPORATION
<br />HRRASKA
<br />
<br />PLATTE
<br />
<br />. Borrower is the trustor under this Security Instrument.
<br />V ALL E Y S TAT E BAN K & T R U S T CO. Lender is a
<br />organized and existing under the laws of THE STATE OF
<br />Lender's address is ?;In SEmND AVF KEARNEY NE 68847
<br />. Lender is the benefiCiary under
<br />
<br />this Security Instrument.
<br />
<br />(D) "Trustee" is P L A T TE V ALL E Y S TATE BAN K & T R U S T CO.
<br />???3 SECOND AVENUE KEARNEY NE 68847
<br />
<br />lE) "Note" means the promissory note signed by Borrower and dated MAY 6. 2009 . The Note states that
<br />Borrower owes Lender T WEN T Y F I VET H 0 USA N D F 1 ~ I Y F 1 V E AND N 0 I 1 0 0
<br />Dollars (U.S. $ 2 5 , 0 5 5 . 0 0 plus interest.
<br />Borrower has promised to pay thIS debt In regular Periodic Payments and to pay the debt In full not later than
<br />MAY 2. 2014
<br />(F) "Property" means the property that is described below under the headIng "Transfer of Rights in the Property."
<br />
<br />(G) II Loan" means the debt evidenced by the Note, plus Interest, any prepayment charges and late charges due under the Note, and
<br />all sums due under this Seourity Instrument, plus interest.
<br />
<br />lH) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower (check box as applicable]:
<br />
<br />o Adjustable Rate Rider 0 Condominium Alder 0 Second Home Aider
<br />
<br />C Balloon Aider 0 Planned Unit Development Rider DOther(s) [specIfy]
<br />
<br />01-4 Family Aider 0 Biweekly Payment Alder
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinanoes and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />
<br />lJ) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />fmposed on Borrower or the Properly by 11 oondominium association, homeowners association or similar organization.
<br />
<br />(K) "Electronlo Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which is Initiated through an electronio terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />Instruct, or authorize a financial institution to debit or oredit an acoount. Such term Incrudes, but is not limited to, point-of-sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone. wire transfers, and automated olearinghouse
<br />transfers.
<br />
<br />(L) "Escrow Items" means those items that are desoribed in Section 3.
<br />
<br />~M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />otner than Insurance rooeeds paid under the coverages described In Section 5) for. (i) dama e to, or destruction of, the Property;
<br />Ii) condemnation or ot~er taking of all or any pari of the Property; (iii) conveyance In lieu of con~emnation; or (iv) misrepresentations
<br />of, or omissions as to, the value andlor condition of the Property.
<br />
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />
<br />(0) · Perlod!c Payment" means the regularly scheduled amount due for (i) prinoipal and in1er(M under the Note, plus (Ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />
<br />lP) "RESPA" means the Real Estate Settlement Procedures Act (12 u.s.a. ~ 2601 et seq.) and its implementing reQulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any addltlonal or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all rElquirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA.
<br />
<br />(Q) "Successor in Interest ot Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note andlorthis Secur~y Instrument.
<br />
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK & TRUST CO
<br />MORTGAGE LOAN DEPARTMENT
<br />2223 SECOND AVE
<br />KEARNEY, NE 68847
<br />
<br />NEBRASKA-Sil19l" ""mirY-I'll"";" MoeIFl'eddl.. M".. UNIFORM INSTJlUIIIENT
<br />3028 Nil DOT 11111 POi
<br />
<br />"""" 3028 11111 (poop 1 '" 7 peges)
<br />
|