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<br />
<br />LOAN NUMBER: 0160292107
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on April 9, 2009. The grantor is CLARK D BROWN
<br />and CHERYL A BROWN, HUSBAND AND WIFE, whose address is 1409 N HOWARD PL, Grand Island,
<br />Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note.
<br />The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose
<br />address is 1235 'N' St I P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The beneficiary is TierOne Bank,
<br />which is organized and existing under the laws ofthc United States of America and whose address is 1235 'N' St
<br />I PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). CLARK D BROWN and CHERYL A BROWN owe
<br />Lender the principal sum of Twenty-one Thousand and 00/100 Dollars (U.S. $21,000.00), which is evidenced by
<br />the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"),
<br />which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and
<br />payable on April 15, 2014. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by
<br />the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced to protect the security ofthis Security Instrument under the provisions of the section
<br />titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt
<br />and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in the COUNTY of HALL, state of Nebraska:
<br />
<br />Address: 1409 N HOWARD PL, Grand Island, Nebraska 68803
<br />Legal Description: LOT ONE (1), CALV.AlRY SUBDIVISION, CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA
<br />Parcel ID/Sidwell Number: 400028972
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of rccord.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />02004-2008 Copyright Compli.nee Systems.lne, 74ED-DF68 - 2008.10.289
<br />Consumer Real Est.Qte - Security Im,trument DL2036
<br />
<br />P,ge 1 of8
<br />
<br />www.complianccsystcms.com
<br />800-968-8522. Fax 61&956-1868
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