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<br /> ~ <br /> c;;:::::. O..UJ m <br /> Q Q~\> ~f fg 0...... 0 z <br /> )!O =:3 C:l> rri <br /> . in z...... N <br /> :- "TI ::0 ....../'TI :0 <br /> c: m c:r. :0 0 r:B <br /> t .., z nx .- -<0 <br /> 0 ~~ 0"'T1 0 ~ <br />I'\.) 1: ~ .." CO "'T1:z: <br />S , 'n ~ ti- CD <br />s ,,", en 0 ::x: IT! 2: <br /><0 :r: l"T1 f -0 l> C) 0 <br />S ~ ~ ,.." ::3 r- .;;u ~ <br />........ CZJ .;%> .- <br /><0 ., en <br /><Xl c:..J ;:00: CO <br />..... l> l!!: <br /> c:.,) -- CD ~ <br /> CA ~ ..... <br /> co t5 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />~ <br />U'- <br />C~ <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. <br />Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated MAR CHI 0, 2 0 0 9 . together with all Riders to this <br />document. <br />(8) "Borrower" is MAR K A MIL L ERA N D R ENE E J MIL L E R, ASH U S BAN DAN D W I F E <br /> <br />(C) "lender" is <br />CORPORATION <br />NFBRASKA <br /> <br />PLATTE <br /> <br />. Borrower IS the trustor under this Security Instrument. <br />V ALL E Y S TAT E BAN K & T R U S TeD . Lender is a <br />organized and existing under the laws of THE STATE OF <br />Lender's address is 2223 SECOND AVE. KEARNEY. NE 68e7 <br />. ender is the beneficiary under <br /> <br />this Security Instrument. <br /> <br />(D) "Trustee" is FIR S T N A T ION A L BAN K 0 F 0 M A H A <br />1620 DODGE STRFFT STOP 8133 OMAHA. NE 68197-8133 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated MAR CHI 0, 20 0 9 _ The Note states that <br />Borrower owes Lender TWO H U N D RED T H r R T Y N I NET H D USA N DON I:. HUN D REO AND NO / 1 0 0 <br />Dollars (U.S. $ 2 3 9 . 1 0 0 . 0 0 ) plus interest <br />Borrower has promised to pay this debt in regular penodic Payments and to pay the debt in full not later than <br />APRTI 1. 2039 <br /> <br />(F) "Property" means the property that IS described below under the heading "Transfer of Rights in the Property." <br /> <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and <br />all sums due under this Security Instrument, plus interest. <br /> <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by <br />Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider D Condominium Rider 0 Second Home Rider <br /> <br />o Balloon Rider 0 Planned Unit Development Rider DOther(s) [specify] <br /> <br />01-4 Family Rider 0 Biweekly Payment Rider <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative <br />rules ana orders (that have the effect of law) as wall as all applicable final, non-appealable judicial opinions. <br /> <br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br /> <br />{K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper <br />Instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, <br />instruct, or authorize a financial institution to debit or credn an account. Such term includes, but is not limited to, point.of-sale <br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br /> <br />(L) "Escrow Items" means those items that are described in Section 3. <br /> <br />~M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paId by any third party <br />other than InSUrance roceeds paid under the coverages described in Section 5) for: (i) dam a e to, or destruction of, the Property; <br />ii) condemnation or other taking of all or any part of the Property; (Iii) conveyance In lieu of condemnation; or (iv) misrepresentations <br />of, or omissions as to, the value and/or condition of the Property. <br /> <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br /> <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br /> <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. ~ 2601 at seq.) and Its implementing reQulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time ta time. or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related <br />mortgage loan" under RESPA. <br /> <br />(Q) "Successor In Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> <br />AFTER RECORDING RETURN TO; <br />PLATTE VALLEY STATE BANK & TRUST CO <br />MORTGAGE LOAN DEPARTMENT <br />2223 SECOND AVE <br />KEARNEY. NE 68847 <br /> <br />;:1A:::::::> <br />t2rVl <br /> <br />NEBRASKA-8ingle F..mllv-F..nnl.III"elFre<l~I. M.... UNIFORM INSTRUMENT <br />3028 NE DOT 1101 POll <br /> <br />Form 3028 1101 (peg.. 1 01 7 pall....) <br />