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<br />After Recording Return To:
<br />~m:J'f3'fl\R r10Rl'OP.SE, IIJe.
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<br />ORI TItle ~ Escrow [Space Above This Line For Recording Data)
<br />
<br />12720 I Street, Suite 100 DEED OF TRUST
<br />Omaha, NE 68137
<br />
<br />FHA CASE NO.
<br />3212635618703
<br />
<br />MIN: 100126300000286212
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on FEBRUARY 9, 2009
<br />The trustor is LYNN METCALF AND JON METCALF HUSBAND AND WIFE AS JOINT
<br />TENANTS
<br />
<br />("Borrower") .
<br />
<br />The trustee is WALTER F. JONES
<br />
<br />("Trustee").
<br />The beneficiary is Mortgage Electronic Registration Systems, Inc. ("MERSn) (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of
<br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />WESTSTAR MORTGAGE, INC., A VIRGINIA CORPORATION
<br />
<br />(nLender")
<br />
<br />is organized and existing under the laws of VIRGINIA
<br />and has an address of 3350 COMMISSION COURT, WOODBRIDGE, VIRGINIA 22192
<br />
<br />Borrower owes Lender the principal sum of ONE HUNDRED EIGHTY-FIVE THOUSAND FIVE
<br />HUNDRED AND 00/100 Dollars (U.S. $ 185,500.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument (nNoten), which provides
<br />for monthly payments, with the full debt, if not paid earlier, due and payable on MAR CHI, 2 0 3 9
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and
<br />all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants
<br />and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF.
<br />A.P.N.: 400386461
<br />
<br />which has the address of
<br />
<br />4180 INDIANHEAD ROAD
<br />[Street]
<br />
<br />GRAND ISLAND
<br />[City]
<br />
<br />, Nebraska
<br />
<br />68803
<br />[Zip Code]
<br />
<br />(nProperty Address"):
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the n Property. n
<br />Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security
<br />Instrument; but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors
<br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose
<br />
<br />FHA NEBRASKA DEED OF TRUST - MERS
<br />NEDOTZ.FHA 11/01/08
<br />
<br />Page 1 of 7
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