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<br /> > J'......~ m <br /> c 10 n E c::~'.::.:> (") U) C) ~ <br /> m % .;= 0 -l <br /> -< ." c..c;> !B <br /> ).:.00 c: m ,-," l c:: 1>- N <br /> n :c ,---'\: ", ....,.., Z -l <br /> -- Z -;::] <;:'> \, m <br /> ~~,~~... ('\ ?l: rrl -l rn C) <br />I'\.) ~,~~ 0 <br />IS) :11::0 ~ ~ 0 ~ ~o," co -< 0 <br />IS) C;,j ~ C;) ,- I-' 0 " c::> ~ <br />CD I'" en <::') -.J "'1 :z: CD ~ <br />IS) :E: "TI <br />..... -i ~\ x: ["T'l <br />..... =i 0 )> CD 0 <br /> [T1 -0 <br />+:0- r" rn ::3 r ;0 '~ <br />w ("1"1 0 l r 1>- c: <br /> <fo/'I UJ (I) ~ i: <br /> I""'l 1"'0 ;:><:: ~ <br /> " l> ,J: , <br /> :;.e, <=) .............. <br /> =s I-' (f) W Z <br /> (~ (f) <br /> f';1 0 <br /> IV') <br /> <br /> <br /> <br />19.sJ~ <br /> <br />[Space Above This Line For Recording Data] <br /> <br />Loan No: 101218784 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated February 6, 2009 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Kyle R. Koepp and Sally J. Koepp, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated February 6,2009 <br />The Note states that Borrower owes Lender <br />Two Hundred Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 200,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than March 1, 2039 <br /> <br />NEBRASKA- Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc, (800) 446-3555 <br />LFI #FNMA3028 4/02 Page 1 of 13 Initials: <br />