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&'ewer txtvenants that 8arrower,is lawfully sassed of the estate hereby conveyed and has the right to giant and coney the Property, that the Property is unencumbered, and that Borrower will warrant an. defend generally f . : to she Property against all ch--rt and 4attaaads, subject to any declarations. easements or restrictions listed in a schedule of exceptions to_ coverage in any tick i.'rsurance policy insuring Lender's interest in the Property. _VVWQ Ad COVENANTS- Borrower and i mulct covenant and agree as follows: L PSYMOM Of PtUK ut Said faiteteil Borrower shag promptly pay when due the principal of and interest on the mdebtedarss evidenced by the Note. prepayawat and rase charges as:pm"ded in the Note. and the principal of and interest or any Fuituc Advances secured by this :feed ofTftot_ 2- Rath few Tttxn and Inawance Subuxi to applicable law or sit a written waver by Linder, borrower shall pay to Lender on the day 7aaaa¢hly histSilmemts of prmcipsl and interest are payable under The Note. until the Notc is paid in full. a sure fhervin -Funds—) equal to oec- ttsxffth of the r%dY taxes and issessamus which may attain priority aver this Deed of Trust, and ground rents on the Property, if any, plus one- twelfth of yearly premium imnalhtents for hazard insurance, pigs arcs- twtifth of ytarly premium installments for mortgage insurance, if any, all as M$00abkfic41nuMGt4 !awttaltyao4 from Ume to time by Lead= on the bow of assesstatrils and bills and reasonable estimates thereof. The f'=tars dcail be held ire an rmtilution the 40pouts or accounts of which arc insured or guaranteed by a Feral or state agency jm ludmg tAnijer if miler rs set+ an Unututtani. i txidar shall apply the Fun& . to pay said taees. aaseasrnents, iasurartee prcrnituns Snit grcaund tents. l.erdet may riot "taw ter 10 mAdutg and Applying the f=unds, anslymW iaia aweount or werdyymg and com mlrng tafd asacss:nen-- and bills, urOeai 1,4040t €a.% il'k*r sneer rsa',m the i'unds attaf opplicabiv in- permits l ender W ataice r:srh a charlc. figs;: awet atld i,erriiet rtzy ag: cc in W**a ,err the: St All ettti ut,,op of bevy 11-d of "i rwl that -r,tesev ou the yul6u that' IV parr, . fiest rttw cr, and tattieas a hag. mmeri; a mjr : ?r U