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<br />
<br />DEED OF TRUST
<br />(With Future Advance Clause)
<br />D Construction Security Agreement
<br />
<br />D Master form recorded by
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is Junla 21,
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />
<br />2007
<br />
<br />TRUSTOR: SCOTT P, RIEF
<br />MINDY L. RIEF
<br />315 PONDEROSA DRIVE
<br />GRAND ISLAND, NE 68803
<br />
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<br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />
<br />TRUSTEE:
<br />Arend R. Baack, Attorney
<br />P. O. Box 790
<br />Grand Island, NE 68802
<br />
<br />BENEFICIAR Y:
<br />
<br />Home Federal Savings and Loan Association of Grand Island
<br />221 South Locust Street Grand Island, NE 68801
<br />
<br />Organized and Existing Under the Laws of The State of Nebraska
<br />
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />LOT THREE (3), BLOCK THREE (3), PONDEROSA LAKE ESTATES FOURTH SUBDIVISION, AN
<br />
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />
<br />The property is located in
<br />
<br />Hall
<br />- ,,- .-..- --_.
<br />(County)
<br />
<br />at 315 PONDEROSA DRIVE
<br />. .. - .. n_ _ _. _
<br />
<br />(Address)
<br />
<br />GRAND ISLAND
<br />(City)
<br />
<br />, Nebraska,
<br />
<br />68803
<br />(ZIP Code)
<br />
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />
<br />3. MAXIMUM OBLIGATION LIMIT, The total principal amount secured by this Security Instrument at anyone time shall
<br />not exceed $ ?L555. 50 . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.)
<br />A Promissory Note dated 06/21/2007
<br />
<br />NEBRASKA - DEED OF TRUST INOT FOR FNMA. FHLMC. FHA OR VA USEI
<br />~ 01994 Bankers Systems. Inc., St. Cloud, MN Form RE.PT-NE 1/30/2002
<br />.. -C165INE) 10301) VMP MORTGAGE FORMS - IBOOI521-7291
<br /><!>
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