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<br /> 10 nn <br /> m :1:> <br /> "'T1 <br /> :c <= m en <br /> ~ Z O:J: <br /> n :11\ <br /> ~ Z ~ 0 <br />N m ~ <br />cS> z n (I) <br />cS> 0 ~ :J: <br />Q) ~ \.II <br />...... <br />G '" <br />W V\ <br />Q) <br /><D \) <br /> <br />_ ficr Recording Return To: <br /> <br /> ',~ I <br /> j:::~",,":'i (") (jJ <br /> c,~ <br /> ........... ""= 0 -I C) I <br /> ~l c.: )>- <br /> ,r'''.'~ '. f'\.) I <br /> i\ ~-,- z -I <br />-~, L_~ -~ r;""j <br />fT1 c:::: C) <br />C) ;<: --< c i}r <br /> ,.,!~'. f'\.) <br />,..-, ....... C, ....1'1 C) <br />"'1l , 0 '1 <br /> , , ,,' en i <br />' . I "'~ : <br />r-" ,,, -u "r-,.. [':,1 l--' <br />, ., ~ ;, :3 .:7') <br />" <br />C,' " ,-- 1>- C) <br />".I') ~, i <br /> ',' r- eI"') <br /> '\ G.) <br /> (-- -- ;;:><; <br /> ::0- G') <br /> ,........ ---- --- <br /> C) .(;0 CD Z <br /> f./) 0 <br /> <br />Decision One Mortgage Company, LLC <br />3023 HSBC Way <br />Fort Mill, South Carolina 29715 <br /> <br />[Space Above This Line For Recording Data] <br />Loan Numbcr 2280061148300 <br />MIN: ] 0007791 0007100304 <br /> <br />K' <br />~-- <br />~ <br />~,~ <br /><;J <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document arc also provided in <br />Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 15, 2006, together with all <br />Riders to this document. <br />(B) "Borrower" is GERALD L. SCHEER and CONNIE M. SCHEER, HUSBAND AND WIFE. Borrowcr <br />is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 3023 HSBC WAY, <br />FORT MILL, SOUTH CAROLINA 297]5. <br />(D) "Trustee" is TRANSNATION TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an addrcss and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER ]5,2006. The Notc states <br />that Borrower owes Lender TWO HUNDRED FORTY-SIX THOUSAND FOUR HUNDRED AND <br />OO/lOOths Dollars (U.S.$246,400.00) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than DECEMBER ], 2036. <br />(G) "Property" means thc property that is described below under the heading "Transfer of Rights in the <br />Property." <br /> <br />~.:i~~ <br />e.$,J!. <br /> <br />~illl~llmillllglrlrlilifmii~ilil~~ilil~mlil Maflll]i1Ii1i~liliI~illI~i1iilllllllll ilirmillllillll1lilr~iflflll~(lilif~[lill <br />