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<br />DEED OF TRUST
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<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this docmnent are defined below and other words are defined in Sections 3, II, 13, 18,20
<br />and 21. Certain rules regarding the usage of words used in this docwnent are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this docwnent, which is dated AUl!ust 22nd ,~, together with
<br />all Riders to this docwnent.
<br />(B) "Bor;ro~r" is William Muldoon and Maz Anne Muldoon, as husband and wife
<br />as ]Olnt tenants and no as tenants in cornman
<br />
<br />Borrower is the trustor under this Security lnstrwnent.
<br />(C) "Lender" is Mortl!al!e Loans of America, LLC
<br />is a Limited Liabilitv ComlJanv organized and existing under the laws of the State of Nebraska
<br />Lender's address is 1230 South 120th Street Omaha. NE 68144
<br />Lender is the beneficiary under this Security lnstrwnent.
<br />(D) "Trustee" is First National Bank of Omaha 1620 Dodl!e Street Omaha. Nebraska 68102
<br />
<br />, Lender
<br />
<br />(E) "Note" means the promissory note signed by Borrower and dated AUl!ust 22nd ,....1!!!!L.. The Note
<br />states that Borrower owes Lender One Hundred NinP.tv Thousand Four Hundred and 00/100
<br />Dollars (U.S. $190,40000 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than SeDtember 1. 2036
<br />(F) "Property" means the property that is deseribed below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security lnstrwnent, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o 1-4 Family Rider
<br />
<br />o Condominiwn Rider
<br />iii Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />o Other(s) [specify]
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that arc
<br />imposed on Borrower or the Property by a condominiwn association, homeo\Vllers association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrwnent, which is initiated through an electronic terminal, telephonic instrument,-computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account Such term includes, but is not limited
<br />to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />
<br />NEBRASKA-Single Family-Fannie Mae/Freddle Mac UNIFORM INSTRUMENT
<br />9754.CV (12/05) 260074
<br />
<br />Form 3028 1101 (poge J of 8 pages)
<br />Creative TblnklnE, 1.0.
<br />
<br />GOTO(OOO4dc2d)
<br />
<br />PDF created with pdfFactory Pro trial version www.odffactorv.com
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