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<br />3 INSTRUMENT PREPARED BY:
<br />�..■.- berly Medeiros PTX 137 O
<br />m�) Legacy Drive, Plano, TX 75024
<br />^ — hen recorded snail to: k ST
<br />LSI - North Recording Division R��■ ��V•
<br />5029 Dudley Blvd y
<br />McClellan, CA 95652 1- \ <mq
<br />(800) 964 -3524
<br />LOAN NUMBER: 651 57370
<br />ASSESSOR PARCEL NUMBERS: 400414988
<br />(SPACE ABOVE THIS LINE FOR RECORDER'S USE)
<br />MODIFICATION AGREEMENT TO NOTE AND DEED OF TRUST
<br />This Modification Agreement (the "Agreement ") is made as of June 14, 2005, between RON STARMAN a /k/a RONALD
<br />R STARMAN and DEENA STARMAN (the `Borrowers ") and Countrywide Home Loans, Inc., ( "Lender "), and amends
<br />and supplements that certain Note and that certain Deed of Trust dated July 28, 2004, and granted or assigned to Mortgage
<br />Electronic Registration Systems, Inc., as mortgagee of record (solely as nominee for Lender and Lender's successors and
<br />assigns, P.O. Box 2026, Flint Michigan 48501 -2026, and filed for record July 29, 2004, as Instrument No. 0200407514,
<br />Official Records of Hall County, State of Nebraska (the "Security Instrument "), and covering the real property with a
<br />common street address of: 4128 WESTRIDGE LANE, GRAND ISLAND, NEBRASKA 68803, but more specifically
<br />described as follows:
<br />LOT TWENTY ONE (21), COUNTRY MEADOWS SECOND SUBDIVISION
<br />IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />The terms of the Note and Security Instrument are hereby amended and modified as follows:
<br />[ ] a. the principal amount that Borrower promises to repay under the terms of the Note and that is secured by the
<br />Security Instrument is hereby changed to:
<br />[x] b. commencing on July 1, 2005, the interest on my Note shall be 6.125 percent per annum.
<br />[x] c. commencing on August 1, 2005, my regular monthly principal and interest payment under the Note shall be
<br />$754.46.
<br />[ ] d. the new Construction Completion Date is: May 28, 2005.
<br />[x] e. the new Promissory Note Maturity Date is: July 1, 2035.
<br />[x] f. THE ADJUSTABLE RATE FEATURES TO MY LOAN ARE NO LONGER APPLICABLE.
<br />Borrower consents to Lender attaching this Agreement to the Note itself.
<br />All other terms and conditions of the Loan Documents shall remain unchanged and in full force and effect. Nothing in
<br />this Agreement shall be understood or construed to be a satisfaction or release in whole or in part of the Security
<br />Instrument. All capitalized terms not defined herein shall have the same meanings as set forth in the Security Instrument.
<br />IN WITNESS WHEREOF, this Agreement has been duly executed by the parties hereto the day and year first above written.
<br />BORROWERS:
<br />RONALD R A ' ' +� AN
<br />Please see Page 2 for Notary Acknowledgement for Borrower(s)
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<br />ASSESSOR PARCEL NUMBERS: 400414988
<br />(SPACE ABOVE THIS LINE FOR RECORDER'S USE)
<br />MODIFICATION AGREEMENT TO NOTE AND DEED OF TRUST
<br />This Modification Agreement (the "Agreement ") is made as of June 14, 2005, between RON STARMAN a /k/a RONALD
<br />R STARMAN and DEENA STARMAN (the `Borrowers ") and Countrywide Home Loans, Inc., ( "Lender "), and amends
<br />and supplements that certain Note and that certain Deed of Trust dated July 28, 2004, and granted or assigned to Mortgage
<br />Electronic Registration Systems, Inc., as mortgagee of record (solely as nominee for Lender and Lender's successors and
<br />assigns, P.O. Box 2026, Flint Michigan 48501 -2026, and filed for record July 29, 2004, as Instrument No. 0200407514,
<br />Official Records of Hall County, State of Nebraska (the "Security Instrument "), and covering the real property with a
<br />common street address of: 4128 WESTRIDGE LANE, GRAND ISLAND, NEBRASKA 68803, but more specifically
<br />described as follows:
<br />LOT TWENTY ONE (21), COUNTRY MEADOWS SECOND SUBDIVISION
<br />IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />The terms of the Note and Security Instrument are hereby amended and modified as follows:
<br />[ ] a. the principal amount that Borrower promises to repay under the terms of the Note and that is secured by the
<br />Security Instrument is hereby changed to:
<br />[x] b. commencing on July 1, 2005, the interest on my Note shall be 6.125 percent per annum.
<br />[x] c. commencing on August 1, 2005, my regular monthly principal and interest payment under the Note shall be
<br />$754.46.
<br />[ ] d. the new Construction Completion Date is: May 28, 2005.
<br />[x] e. the new Promissory Note Maturity Date is: July 1, 2035.
<br />[x] f. THE ADJUSTABLE RATE FEATURES TO MY LOAN ARE NO LONGER APPLICABLE.
<br />Borrower consents to Lender attaching this Agreement to the Note itself.
<br />All other terms and conditions of the Loan Documents shall remain unchanged and in full force and effect. Nothing in
<br />this Agreement shall be understood or construed to be a satisfaction or release in whole or in part of the Security
<br />Instrument. All capitalized terms not defined herein shall have the same meanings as set forth in the Security Instrument.
<br />IN WITNESS WHEREOF, this Agreement has been duly executed by the parties hereto the day and year first above written.
<br />BORROWERS:
<br />RONALD R A ' ' +� AN
<br />Please see Page 2 for Notary Acknowledgement for Borrower(s)
<br />
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