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0— ISpiece Arovi Tans Line For Recording aa01 Loan No: 0131784233 �r Y DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. S (A) "Security instrument" means this document, which is dated November 20, 2002 together with all Riders to this document. (B) "Borrower "is Michael J. McGahan and Tracy C. McGahan, husband and wife as joint tenants Borrower is the truster under this Security Instrument. (C) "Lender" is Security First Bank Lender is a organized and existing under the laws of Nebraska Lender's address is 3300 S. 10th Street Lincoln, NE 68502 Lender is the beneficiary under this Secunty instrument. (D) "'Trustee "is Security First Bank (E) "Note" means the promissory note signed by Borrower and dated November 20, 2002 The Note states that Borrower owes Lender Three Hundred Sixty Four Thousand DOLLARS and Zero CENTS Dollars (U S. $364,000.00 ) plus interest. Borrower has promi to pay this debt in regular Periodic Payments and to pay the debt in full not later than- uptauberi; -2B3Y- ; 6s?— (F) "Property" means the property that is described below under the heading "Itans r n rghts in lire Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (1) "Alders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ®Adjustable Rate Rider Balloon Rider B Condominium Rider Planned Unit Development Rider Second Home Rider 1 -4 Family Rider ®Biweekly Payment Rider Q V.A -Rider Other(s) [specify] n r, D rent rn N n S v I N u O rev Ca mi C x � After Recording Return To: Security First Bank 7 rn 3300 S. 10th Street 3 r- Lincoln, NE 68502 � N m ro v CO N - C?) N 1 0— ISpiece Arovi Tans Line For Recording aa01 Loan No: 0131784233 �r Y DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. S (A) "Security instrument" means this document, which is dated November 20, 2002 together with all Riders to this document. (B) "Borrower "is Michael J. McGahan and Tracy C. McGahan, husband and wife as joint tenants Borrower is the truster under this Security Instrument. (C) "Lender" is Security First Bank Lender is a organized and existing under the laws of Nebraska Lender's address is 3300 S. 10th Street Lincoln, NE 68502 Lender is the beneficiary under this Secunty instrument. (D) "'Trustee "is Security First Bank (E) "Note" means the promissory note signed by Borrower and dated November 20, 2002 The Note states that Borrower owes Lender Three Hundred Sixty Four Thousand DOLLARS and Zero CENTS Dollars (U S. $364,000.00 ) plus interest. Borrower has promi to pay this debt in regular Periodic Payments and to pay the debt in full not later than- uptauberi; -2B3Y- ; 6s?— (F) "Property" means the property that is described below under the heading "Itans r n rghts in lire Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (1) "Alders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ®Adjustable Rate Rider Balloon Rider B Condominium Rider Planned Unit Development Rider Second Home Rider 1 -4 Family Rider ®Biweekly Payment Rider Q V.A -Rider Other(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, nun- appealablejudieial opinions. (1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. NEBRASKA Single Family - Fannie MaglFretltlle Mac UNIFORM INSTRUMENT Forio 3028 1101 Lacer FO .(8101 V LFI pFNAAaiiSL 1xil (A) Pagel of Initials: :oU4ra�My