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ra <br />I an <br />or <br />TTy C <br />n <br />y m <br />� O <br />� <br />y t, N <br />yr <br />tP <br />N <br />After Recording Return To: <br />Cn <br />HEARTLAND MORTGAGE CORP <br />y <br />CZ <br />6MAHASNEBRASKAT6 200213163 <br />81 <br />0 68137 <br />[Space Above This Lice For Remrdiog Data] <br />DEED OF TRUST <br />Loan Number: 1000172287 <br />MIN:MIN: 1000273 - 1000172287 -5 <br />�e <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined <br />in Sections 3, 11, <br />13, 18, 20 and 2l. Certainmles regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrtrurent" means this document, which is dated NOVEMBER 20 <br />, 2002 , <br />together with all Riders to this document. <br />(B) 'Borrower "is BARBARA A FLAHERTY, A SINGLE WOMAN <br />Borrower is the castor touter this Security Instrument. <br />(C) "Lender" is HEARTLAND MORTGAGE CORP <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 4602 S 132ND STREET, OMAHA, NEBRASKA 68137 <br />(D) "Trustee" is TTCOF TTTLR TnIS11PANCR CWPADN <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flim, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 20 , 2002. <br />The Now states that Borrower owes Lender EIGHTY FIVE THOUSAND TWO HUNDRED AND <br />00 /100 Dollars(U.S.$ 85,200.00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2032 . <br />(G) "Property" means the property that is describedbelow, under the heading "Transfer of Rights in the Property." <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocM.Tgice aoosav -rasa <br />Form 3028 1101 Pagel of 13 w nliecmayic. rom <br />NJ'1281.vvd <br />