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x N <br />r, X13, pp <br />_ <br />m <br />anc <br />a <br />T <br />9 Z <br />0 <br />= N <br />m <br />CY <br />N <br />2 <br />IJ <br />Ff <br />rn <br />m <br />v <br />o <br />I- <br />tv <br />a <br />a <br />w <br />N <br />h <br />i <br />f <br />v <br />After Recording Return To <br />tw <br />[Space Above This Line For Reeehrding Deta] C, <br />DEED OF TRUST LOAR ausc : 608406676 <br />PARCEL NOMEER: <br />DEYINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, I8, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) `security Instrument" means this document, which is dated NOVENBER 6, 2002 <br />together with all Riders to this document <br />(8) "Borrower" is RICHARD A RAIL AND RHONDA S RAIL, HUSBAND AND WIFE AS JOINT <br />TENANTS <br />Borrower is the bust, under this Security Instrument. <br />(C) "Lender "is FIVE POINTS BANK OF HASTINGS <br />Leander is a THRIFT INSTITUTION organaed and existing under the <br />laws of NEBRASKA .Lender's address is 322. N. SAINT <br />JOSEPH HASTINGS, NE 68901 <br />Lender is the beneficiary under this Security Instrument. <br />(D)`Trustee "is FIVE POINTS BANK OF HASTINGS <br />(E) "Note" means the promissory note signed by Borrower and dated NOVENHER 6, 2002 <br />The Note states that Borrower owes Lender <br />FIFTY -ONE THOUSAND FIFTY AND 00 /100 <br />Dollars (U.S. $ 51, 050.00 ) plus interest Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than DECENBER 1, 2017 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA - Single Family - Fannie Mae/Fred0le Mae UNIFORM INSTRUMENT Form 3028 Vol <br />DocmNE1 (NageI j 1 pag,,) <br />u%V1n63.vax 13/01/3000 <br />S <br />V <br />