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<br />DEED OF TRUST
<br />PARTIES: This Decd of Trust is made on 06/17/2002 among, the Grantor, CALVIN E SMITH AND JEANETTE L SMITI1, HUSBAND AND
<br />W I FE ( "Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee'), and the
<br />Beneficiary, HOME FEDERAL, SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender"),
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property ").
<br />PROPERTY ADDRESS: 703 VEST 15TH STREET, GRAND ISLAND, Nebraska 68801
<br />LEGAL DESCRIPTION:
<br />LOT ONE (1), IN BLOCK THIRTEEN (13), SCHIMMER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other docmnent incorporated herein. Secured debt, as used in this decd of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />the secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof)
<br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 06/17/2002
<br />® Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />❑ Revolving line of credit agreement dated ,with initial annual interest rate of % All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />The above obligation is due and payable on June 19, 2012 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of 516,639.48, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOM19ESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead i [3ttached to this deed of trust and made a part hereof has
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and in ariders described q ove sig�dI Borrower.
<br />CALVIN ESMITH / JEANETTE 1, SMITH
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, I FALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 06/17/2002
<br />By CALVIN E SMITH and JEANETTE L SMITH, HUSBAND AND WIFE
<br />My commission expires: / P a^(t
<br />(Notary Public)
<br />GENERAL NOTARY • State of Nl llnili i � —
<br />CHERYL L KOSMICKI
<br />En My Comm. Up. March 5, 29116
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<br />PARTIES: This Decd of Trust is made on 06/17/2002 among, the Grantor, CALVIN E SMITH AND JEANETTE L SMITI1, HUSBAND AND
<br />W I FE ( "Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee'), and the
<br />Beneficiary, HOME FEDERAL, SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender"),
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property ").
<br />PROPERTY ADDRESS: 703 VEST 15TH STREET, GRAND ISLAND, Nebraska 68801
<br />LEGAL DESCRIPTION:
<br />LOT ONE (1), IN BLOCK THIRTEEN (13), SCHIMMER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other docmnent incorporated herein. Secured debt, as used in this decd of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />the secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof)
<br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 06/17/2002
<br />® Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />❑ Revolving line of credit agreement dated ,with initial annual interest rate of % All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />The above obligation is due and payable on June 19, 2012 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of 516,639.48, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOM19ESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead i [3ttached to this deed of trust and made a part hereof has
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and in ariders described q ove sig�dI Borrower.
<br />CALVIN ESMITH / JEANETTE 1, SMITH
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, I FALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 06/17/2002
<br />By CALVIN E SMITH and JEANETTE L SMITH, HUSBAND AND WIFE
<br />My commission expires: / P a^(t
<br />(Notary Public)
<br />GENERAL NOTARY • State of Nl llnili i � —
<br />CHERYL L KOSMICKI
<br />En My Comm. Up. March 5, 29116
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