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								    EN MCOR13LED MAIL TO: 
<br />Vd/ 
<br />DEED OF TRUST 
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $45,000.00. 
<br />THIS DEED OF TRUST is dated June 11, 2002, among REYNOLDS & ZISKA INC; A NEBRASKA 
<br />CORPORATION ( "Trustor "); Five Points Bank, whose address is South Branch, 3111 W. Stolley Pk. Rd., Grand 
<br />Island, NE 68801 (referred to below sometimes as "Lender" and sometimes as "Beneficiary "); and Five Points 
<br />Bank, whose address is P.0 Box 1507, Grand Island, NE 68802 -1507 (referred to below as "Trustee "). 
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of 
<br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or 
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water 
<br />rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real 
<br />property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in HALL 
<br />County, State of Nebraska: 
<br />LOT SIXTEEN (16), BLOCK TWO (2), SOTHMAN'S SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL 
<br />COUNTY, NEBRASKA 
<br />The Real Property or its address is commonly known as 1143 S LINCOLN, GRAND ISLAND, NE 68801 
<br />CROSS- COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, plus interest 
<br />thereon, of Borrower to Lender, or any one or more of them, as well as all claims by Lender against Borrower or any one or more of them, 
<br />whether now existing or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, 
<br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Borrower 
<br />or Trustor may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and 
<br />whether recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to 
<br />repay such amounts may be or hereafter may become otherwise unenforceable. 
<br />FUTURE ADVANCES. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts specified in the Note, all 
<br />future amounts Lender in its discretion may loan to Borrower, together with all interest thereon; however, in no event shall such future 
<br />advances (excluding interest) exceed in the aggregate $45,000.00. 
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all 
<br />present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial 
<br />Code security interest in the Personal Property and Rents. 
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL 
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS 
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE 
<br />FOLLOWING TERMS: 
<br />TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Trustor warrants that: (a) this Deed of Trust is executed at Borrower's request and 
<br />not at the request of Lender; (b) Trustor has the full power, right, and authority to enter into this Deed of Trust and to hypothecate the 
<br />Property; (c) the provisions of this Deed of Trust do not conflict with, or result in a default under any agreement or other instrument 
<br />binding upon Trustor and do not result in a violation of any law, regulation, court decree or order applicable to Trustor; (d) Trustor has 
<br />established adequate means of obtaining from Borrower on a continuing basis information about Borrower's financial condition; and (e) 
<br />Lender has made no representation to Trustor about Borrower (including without limitation the creditworthiness of Borrower). 
<br />TRUSTOR'S WAIVERS. Trustor waives all rights or defenses arising by reason of any "one action" or "anti- deficiency" law, or any other 
<br />law which may prevent Lender from bringing any action against Trustor, including a claim for deficiency to the extent Lender is otherwise 
<br />ZwT SUBUHBAN 
<br />11 ME & ESCROW 
<br />1119 S. 119th St 
<br />Sal — � i � Omaha NE 88144 
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<br />DEED OF TRUST 
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $45,000.00. 
<br />THIS DEED OF TRUST is dated June 11, 2002, among REYNOLDS & ZISKA INC; A NEBRASKA 
<br />CORPORATION ( "Trustor "); Five Points Bank, whose address is South Branch, 3111 W. Stolley Pk. Rd., Grand 
<br />Island, NE 68801 (referred to below sometimes as "Lender" and sometimes as "Beneficiary "); and Five Points 
<br />Bank, whose address is P.0 Box 1507, Grand Island, NE 68802 -1507 (referred to below as "Trustee "). 
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of 
<br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or 
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water 
<br />rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real 
<br />property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in HALL 
<br />County, State of Nebraska: 
<br />LOT SIXTEEN (16), BLOCK TWO (2), SOTHMAN'S SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL 
<br />COUNTY, NEBRASKA 
<br />The Real Property or its address is commonly known as 1143 S LINCOLN, GRAND ISLAND, NE 68801 
<br />CROSS- COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, plus interest 
<br />thereon, of Borrower to Lender, or any one or more of them, as well as all claims by Lender against Borrower or any one or more of them, 
<br />whether now existing or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, 
<br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Borrower 
<br />or Trustor may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and 
<br />whether recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to 
<br />repay such amounts may be or hereafter may become otherwise unenforceable. 
<br />FUTURE ADVANCES. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts specified in the Note, all 
<br />future amounts Lender in its discretion may loan to Borrower, together with all interest thereon; however, in no event shall such future 
<br />advances (excluding interest) exceed in the aggregate $45,000.00. 
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all 
<br />present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial 
<br />Code security interest in the Personal Property and Rents. 
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL 
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS 
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE 
<br />FOLLOWING TERMS: 
<br />TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Trustor warrants that: (a) this Deed of Trust is executed at Borrower's request and 
<br />not at the request of Lender; (b) Trustor has the full power, right, and authority to enter into this Deed of Trust and to hypothecate the 
<br />Property; (c) the provisions of this Deed of Trust do not conflict with, or result in a default under any agreement or other instrument 
<br />binding upon Trustor and do not result in a violation of any law, regulation, court decree or order applicable to Trustor; (d) Trustor has 
<br />established adequate means of obtaining from Borrower on a continuing basis information about Borrower's financial condition; and (e) 
<br />Lender has made no representation to Trustor about Borrower (including without limitation the creditworthiness of Borrower). 
<br />TRUSTOR'S WAIVERS. Trustor waives all rights or defenses arising by reason of any "one action" or "anti- deficiency" law, or any other 
<br />law which may prevent Lender from bringing any action against Trustor, including a claim for deficiency to the extent Lender is otherwise 
<br />ZwT SUBUHBAN 
<br />11 ME & ESCROW 
<br />1119 S. 119th St 
<br />Sal — � i � Omaha NE 88144 
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