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<br />State of Nebraska
<br />[Space Abnve'Ili is Lice for Ncmrdiig Dana]
<br />HA Cax No
<br />DEED OF TRUST 321- 2192055
<br />THIS DEED OF TkUST ( "Security Instrument ") is made on Mac 31st 2002
<br />The truster is Armando T. Flores and Elizabeth M. Flores husband and wife
<br />( "Borrower "). The trustee is Commercial Federal Bank, a Federal Savings Bank
<br />( "Trustee "). The beneficiary is
<br />which is organized and existing under the laws of the United States of America , and whose address is 700 North Webb Road
<br />Grand Island, NE 68303 ( "Lender "). Borrower owes
<br />Lender the principal sum of Sixty Five Thousand Nine Hundred Fifty and 00 /100
<br />Dollars (U.S. S 65,950.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which
<br />provides for monthly payments with the full debt, if not paid earlier, due and payable on June 01, 2032 . This Security
<br />Instrument secures to Lcrcei: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications;
<br />(b) the payment of all ol'ner sums, with interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (e) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Trustee with power of sale, the following described property located in Hall County:
<br />Lot Four (4), Block Forty -six (46), Russel Wheeler's Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 619 W 12th Street
<br />Islrect] [City]
<br />NE 68801 ( "Property Address ");
<br />9b m I [Zip Code]
<br />TOGETHER WI -Ill all the impiovcmcnts now or hereafter erected on the Property, and all easements, rights, appurtenances, rents,
<br />royalties, mineral, oil and cps rights and profits, water rights and stock and all fixtures now or hereafter apart of the Property. All replacements
<br />and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage, grant and
<br />convey the Property and I1,lat the Property is unencumbered. except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property agninst all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows:
<br />UNIFORM COVENANTS.
<br />Payment of Principal Interest and Late Charge. Burrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly payment, together with the
<br />principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. In any year in
<br />which the Lender must pav a mortgage insurance premium to [he Secretary of Housing and Urban Development ("Secretary"), or in any year in
<br />which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a
<br />sum for the annual mortgage insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage insurance
<br />premium if this Security Insnrmcnt is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the monthly
<br />charge by the Secretary. these items are called "Escrow Items" and the sums paid to Lender are called "Escrow Funds."
<br />1101 CV (8 /01) (;IG6n Pa,,e I ofi
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<br />[Space Abnve'Ili is Lice for Ncmrdiig Dana]
<br />HA Cax No
<br />DEED OF TRUST 321- 2192055
<br />THIS DEED OF TkUST ( "Security Instrument ") is made on Mac 31st 2002
<br />The truster is Armando T. Flores and Elizabeth M. Flores husband and wife
<br />( "Borrower "). The trustee is Commercial Federal Bank, a Federal Savings Bank
<br />( "Trustee "). The beneficiary is
<br />which is organized and existing under the laws of the United States of America , and whose address is 700 North Webb Road
<br />Grand Island, NE 68303 ( "Lender "). Borrower owes
<br />Lender the principal sum of Sixty Five Thousand Nine Hundred Fifty and 00 /100
<br />Dollars (U.S. S 65,950.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which
<br />provides for monthly payments with the full debt, if not paid earlier, due and payable on June 01, 2032 . This Security
<br />Instrument secures to Lcrcei: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications;
<br />(b) the payment of all ol'ner sums, with interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (e) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Trustee with power of sale, the following described property located in Hall County:
<br />Lot Four (4), Block Forty -six (46), Russel Wheeler's Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 619 W 12th Street
<br />Islrect] [City]
<br />NE 68801 ( "Property Address ");
<br />9b m I [Zip Code]
<br />TOGETHER WI -Ill all the impiovcmcnts now or hereafter erected on the Property, and all easements, rights, appurtenances, rents,
<br />royalties, mineral, oil and cps rights and profits, water rights and stock and all fixtures now or hereafter apart of the Property. All replacements
<br />and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage, grant and
<br />convey the Property and I1,lat the Property is unencumbered. except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property agninst all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows:
<br />UNIFORM COVENANTS.
<br />Payment of Principal Interest and Late Charge. Burrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly payment, together with the
<br />principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. In any year in
<br />which the Lender must pav a mortgage insurance premium to [he Secretary of Housing and Urban Development ("Secretary"), or in any year in
<br />which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a
<br />sum for the annual mortgage insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage insurance
<br />premium if this Security Insnrmcnt is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the monthly
<br />charge by the Secretary. these items are called "Escrow Items" and the sums paid to Lender are called "Escrow Funds."
<br />1101 CV (8 /01) (;IG6n Pa,,e I ofi
<br />nnrnrnrnov..on
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