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<br />This Instrument Prepared By
<br />Commercial Federal Bank
<br />3301 w State Str,
<br />Grand Island, NE 68803
<br />(308) 384 -4310
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<br />Stale of Nebraska Space Above This Line For Recording Data
<br />DEED OF TRUST Application # 0121050538
<br />(With Future Advance Clause)
<br />0 Construction Security Agreement
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is May 15, 2002
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />TRUSTOR: JAY A HARDERS PAMELA J HARDERS
<br />403 E 20TH ST 403 E 20TH ST
<br />Grand Island, NE 68801 Grand Island, NE 68801
<br />Vesting Information:
<br />El If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />BENEFICIARY:
<br />Commercial Federal Bank
<br />13220 California St
<br />Omaha, NE 68154
<br />Commercial Federal Bank
<br />PO Box 1103
<br />Omaha, NE 68101
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure
<br />the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably grants,
<br />conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described property:
<br />LOT SIX (6), BLOCK NINE (9), MORRIS FIFTH (5TH) ADDITION, CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />The property is located in Hall .... ........ ............................... .... at 403 E 20TH ST
<br />.,.,...,. ......... ...............................
<br />(County)
<br />Grand Island , Nebraska 68801
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights,
<br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at
<br />any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 41,933.79 This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the
<br />terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.)
<br />1
<br />NEBRASKA - DEED OF TRUST (NOT FOR FNMA, FHUMC, FHA OR VA USE) ( (page 0/
<br />1994 Bankers Systems, Inc., St. Cloud MN (1- 800 -397 -2341) Fonn RE -DT -NE 10/2757
<br />IM- C765(NE) (9808) VMP MORTGAGE FORMS - (800)521-7291 -
<br />ID 11 iprint N100141
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<br />Stale of Nebraska Space Above This Line For Recording Data
<br />DEED OF TRUST Application # 0121050538
<br />(With Future Advance Clause)
<br />0 Construction Security Agreement
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is May 15, 2002
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />TRUSTOR: JAY A HARDERS PAMELA J HARDERS
<br />403 E 20TH ST 403 E 20TH ST
<br />Grand Island, NE 68801 Grand Island, NE 68801
<br />Vesting Information:
<br />El If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />BENEFICIARY:
<br />Commercial Federal Bank
<br />13220 California St
<br />Omaha, NE 68154
<br />Commercial Federal Bank
<br />PO Box 1103
<br />Omaha, NE 68101
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure
<br />the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably grants,
<br />conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described property:
<br />LOT SIX (6), BLOCK NINE (9), MORRIS FIFTH (5TH) ADDITION, CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />The property is located in Hall .... ........ ............................... .... at 403 E 20TH ST
<br />.,.,...,. ......... ...............................
<br />(County)
<br />Grand Island , Nebraska 68801
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights,
<br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at
<br />any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 41,933.79 This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the
<br />terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.)
<br />1
<br />NEBRASKA - DEED OF TRUST (NOT FOR FNMA, FHUMC, FHA OR VA USE) ( (page 0/
<br />1994 Bankers Systems, Inc., St. Cloud MN (1- 800 -397 -2341) Fonn RE -DT -NE 10/2757
<br />IM- C765(NE) (9808) VMP MORTGAGE FORMS - (800)521-7291 -
<br />ID 11 iprint N100141
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