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<br />This Instrument Prepared By: 
<br />Commercial Federal Bank 
<br />3301 W State Str, 
<br />Grand Island, NE 68803 
<br />(308) 384 -4310 
<br />CSHUDA 
<br />State of Nebraska 
<br />Space Above This Line For Recording Data 
<br />DEED OF TRUST Application # 0121038848 
<br />(With Future Advance Clause) 
<br />D Construction Security Agreement 
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is May 10 , 2002 
<br />and the parties, their addresses and tax identification numbers, if required, are as follows: o 
<br />TRUSTOR: GAIL K LEMUNYAN 
<br />4264 MANCHESTER ROAD 
<br />Grand Island, NE 68803 
<br />Vesting Information: SOLELY 
<br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and 
<br />acknowledgments. 
<br />TRUSTEE: 
<br />BENEFICIARY: 
<br />Commercial Federal Bank 
<br />13220 California St 
<br />Omaha, NE 68154 
<br />Commercial Federal Bank 
<br />PO Box 1103 
<br />Omaha, NE 68101 
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure 
<br />the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably grants, 
<br />conveys -and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described property: 
<br />LOT SIXTY -FIVE (65), LE HEIGHTS FOURTH SUBDIVISION, HALL COUNTY, NEBRASKA. 
<br />The property is located in Hall at 4264 MANCHESTER ROAD 
<br />• (County) 
<br />.............. ............................... ..Grand. .s l . and ....................... Nebraska 68803 
<br />....... . .. .... 
<br />...................... 
<br />(Address) (City) (ZIP Code) 
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, 
<br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at 
<br />any time in the future, be part of the real estate described above (all referred to as "Property"). 
<br />3. MAXEWUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall 
<br />not exceed $ 28,777.64 . This limitation of amount does not include interest and other fees 
<br />and charges validly m ade pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the 
<br />terms of . this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this 
<br />Security Instrument. 
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: 
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described 
<br />a 
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is 
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.) 
<br />NEBRASKA - DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) go 1 of 4) 
<br />Q 1994 Bankers Systems, Inc., St. Cloud, MN (1 -800- 397 -2341) Form RE -DT -NE 10/27/97 
<br />40 - CI65(NE) (9808) VMP MORTGAGE FORMS - (800)521 -7291 
<br />UniPrint #100141 
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<br />Space Above This Line For Recording Data 
<br />DEED OF TRUST Application # 0121038848 
<br />(With Future Advance Clause) 
<br />D Construction Security Agreement 
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is May 10 , 2002 
<br />and the parties, their addresses and tax identification numbers, if required, are as follows: o 
<br />TRUSTOR: GAIL K LEMUNYAN 
<br />4264 MANCHESTER ROAD 
<br />Grand Island, NE 68803 
<br />Vesting Information: SOLELY 
<br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and 
<br />acknowledgments. 
<br />TRUSTEE: 
<br />BENEFICIARY: 
<br />Commercial Federal Bank 
<br />13220 California St 
<br />Omaha, NE 68154 
<br />Commercial Federal Bank 
<br />PO Box 1103 
<br />Omaha, NE 68101 
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure 
<br />the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably grants, 
<br />conveys -and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described property: 
<br />LOT SIXTY -FIVE (65), LE HEIGHTS FOURTH SUBDIVISION, HALL COUNTY, NEBRASKA. 
<br />The property is located in Hall at 4264 MANCHESTER ROAD 
<br />• (County) 
<br />.............. ............................... ..Grand. .s l . and ....................... Nebraska 68803 
<br />....... . .. .... 
<br />...................... 
<br />(Address) (City) (ZIP Code) 
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, 
<br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at 
<br />any time in the future, be part of the real estate described above (all referred to as "Property"). 
<br />3. MAXEWUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall 
<br />not exceed $ 28,777.64 . This limitation of amount does not include interest and other fees 
<br />and charges validly m ade pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the 
<br />terms of . this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this 
<br />Security Instrument. 
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: 
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described 
<br />a 
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is 
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.) 
<br />NEBRASKA - DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) go 1 of 4) 
<br />Q 1994 Bankers Systems, Inc., St. Cloud, MN (1 -800- 397 -2341) Form RE -DT -NE 10/27/97 
<br />40 - CI65(NE) (9808) VMP MORTGAGE FORMS - (800)521 -7291 
<br />UniPrint #100141 
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