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<br />DEED OF TRUST
<br />PARTIES: This Deed of Trust is made on 04/08/2002 among, the Grantor, Mrs MARY E WILLIAMS AND , A SINGLE PERSON
<br />( "Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the Q
<br />laws FNEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender ").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and nt all buildings, fixtures, and existing and future improvements thereon mid all nghts -of-
<br />way, casements, rents, issues, Profits, income, tenemes, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property ").
<br />PROPERTY ADDRESS: 538 EAST 20TH ST, GRAND ISLAND, Nebraska 68801
<br />LEGAL DESCRIPTION:
<br />THE NORTH ONE HUNDRED EIOIITY -THREE AND FOUR TENTHS (183.4) FEET OF LOT TWENTY -THREE (23) OF GEER
<br />SUBDIVISION OF LOTS SIX (6), SEVEN (7) AND EIGHT (8) OF GARRETT'S SUBDIVISION OF PART OF THE EAST HALF (EI /2) OF
<br />SECTION NINE (9), M TOWNSHIP ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA
<br />Located in Hall County, Nebraska.
<br />TITLE: Burrower conventions and warrants title to the property, except for _
<br />BECURED DEBT: This deed of mist secures to Lender repayment of the secured debt and the performance of the convertors and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this decd of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />N A PROM ISSORY NOTE AND SECURITY AGREEMENT DATED 04/08/2002
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />The above obligation is due and payable on April 20, 2005 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $10,603.09, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this decd of trust or to perform any of the
<br />covenants contained in this deed of bast, with interest on such disbursements.
<br />❑ Variable Rate:' the interest rate on the obligation secured by this deed of trust may vary according to the terms ofthat obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF IIOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQbached to this deed of trust and made a part hereof has
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made apart hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and in any riders described
<br />L above signed by Borrower.
<br />QT C�C)(114 ata� -y .
<br />Mrs M— A —RY E N�LLIAMS
<br />Tr C64EI N7NeI5,ate d Nabrasks
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 04/08/2002
<br />By Mrs MARY E WILLIAMS and, A SINGLE ERSON
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<br />My commisswn expues
<br />GkNk , Nolary Public)
<br />P _,
<br />2001
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