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<br />After Recording Return To:
<br />First Mortgage Company, L.L.C.
<br />7501 "0" Street - Ste 100
<br />Lincoln, NE 68510
<br />DEFINITIONS
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<br />200309631
<br />[Space Above This Line For Recording Data
<br />DEED OF TRUST
<br />MIN 100016200000062634
<br />Words used in multiple sections of this document are defined below and other words are defined in
<br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document
<br />are also provided in Section 16.
<br />(A) "SECURITY INSTRUMENT" means this document, which is dated July 18, 2003
<br />,together with all Riders to this document.
<br />(B) "BORROWER" is Gary W. Cstermei er , a Single Person
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "LENDER" is First Mortgage Company, L.L.C. Lender is an Oklahoma Limited Liability Company
<br />organized and existing under the laws of The State of Oklahoma.
<br />Lender's address is 6501 N. Broadway, Oklahoma City, Oklahoma 73116.
<br />(D) "TRUSTEE" is John Q. Bachman, Attorney At Law
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has
<br />an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "NOTE" means the promissory note signed by Borrower and dated July 18, 2003
<br />The Note states that Borrower owes Lender Sixty Thousand Dollars and no /100
<br />Dollars (U.S. $ 60, 000.00 ), plus
<br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in
<br />full not later than August 1, 2033
<br />(G) "PROPERTY" means the property that is described below under the heading "Transfer of Rights in
<br />the Property."
<br />(H) "LOAN" means the debt evidenced by the Note, plus interest, any prepayment charges and late
<br />charges due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(1) "RIDERS" means all Riders to this Security Instrument that are executed by Borrower. The
<br />following Riders are to be executed by Borrower[check box as applicable]:
<br />NEBRASKA - Single Family - FANNIE MAE/FREDDIE MAC UNIFORM INSTRUMENT
<br />0401400
<br />MERS Modified Form 30281/01
<br />(page 1 of 16 pages)
<br />Initials
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<br />200309631
<br />[Space Above This Line For Recording Data
<br />DEED OF TRUST
<br />MIN 100016200000062634
<br />Words used in multiple sections of this document are defined below and other words are defined in
<br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document
<br />are also provided in Section 16.
<br />(A) "SECURITY INSTRUMENT" means this document, which is dated July 18, 2003
<br />,together with all Riders to this document.
<br />(B) "BORROWER" is Gary W. Cstermei er , a Single Person
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "LENDER" is First Mortgage Company, L.L.C. Lender is an Oklahoma Limited Liability Company
<br />organized and existing under the laws of The State of Oklahoma.
<br />Lender's address is 6501 N. Broadway, Oklahoma City, Oklahoma 73116.
<br />(D) "TRUSTEE" is John Q. Bachman, Attorney At Law
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has
<br />an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "NOTE" means the promissory note signed by Borrower and dated July 18, 2003
<br />The Note states that Borrower owes Lender Sixty Thousand Dollars and no /100
<br />Dollars (U.S. $ 60, 000.00 ), plus
<br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in
<br />full not later than August 1, 2033
<br />(G) "PROPERTY" means the property that is described below under the heading "Transfer of Rights in
<br />the Property."
<br />(H) "LOAN" means the debt evidenced by the Note, plus interest, any prepayment charges and late
<br />charges due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(1) "RIDERS" means all Riders to this Security Instrument that are executed by Borrower. The
<br />following Riders are to be executed by Borrower[check box as applicable]:
<br />NEBRASKA - Single Family - FANNIE MAE/FREDDIE MAC UNIFORM INSTRUMENT
<br />0401400
<br />MERS Modified Form 30281/01
<br />(page 1 of 16 pages)
<br />Initials
<br />
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