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<br />DEED OF TRUST
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<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made April 15, 2003 The trustor is
<br />Dean Travis Osborn and Amy Rebecca Osborn, Husband and Wife
<br />( "Borrower "). The trustee is
<br />Central National Bank
<br />( "Trustee "). The beneficiary is Five Points Bank
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<br />a corporation which is organized and existing under the laws of
<br />Nebraska , and whose address is 2009 N Diers Ave Grand Island, 2009 N
<br />Diers Ave 68803 ( "Lender "). Borrower owes Lender the principal sum
<br />of Seventy -Eight Thousand One Hundred Two And 00 /100
<br />Dollars (U.S. $ 78,102.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />May 1, 2033 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in Hall County, Nebraska:
<br />The East Fourteen (14) feet of Lot Fourteen (14) and all of Lot Fifteen (15) in
<br />Block Five (5) in Dill & Huston Addition in the City of Grand Island, Hall County, Nebraska
<br />which has the address of 2208 W. 10th St., Grand Island
<br />Nebraska 68803 [zip Code] ( "Property Address ");
<br />[Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is
<br />referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />FHA Nebraska Deed of Trust - 2/91
<br />DOCU2NEl Page I of 7
<br />D0CU2NEI.VTX 12/21/2000
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<br />Osborn
<br />Loan Number: 5PT30217
<br />Case Number: 321 - 2266295
<br />-
<br />THIS DEED OF TRUST ( "Security Instrument ") is made April 15, 2003 The trustor is
<br />Dean Travis Osborn and Amy Rebecca Osborn, Husband and Wife
<br />( "Borrower "). The trustee is
<br />Central National Bank
<br />( "Trustee "). The beneficiary is Five Points Bank
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<br />a corporation which is organized and existing under the laws of
<br />Nebraska , and whose address is 2009 N Diers Ave Grand Island, 2009 N
<br />Diers Ave 68803 ( "Lender "). Borrower owes Lender the principal sum
<br />of Seventy -Eight Thousand One Hundred Two And 00 /100
<br />Dollars (U.S. $ 78,102.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />May 1, 2033 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in Hall County, Nebraska:
<br />The East Fourteen (14) feet of Lot Fourteen (14) and all of Lot Fifteen (15) in
<br />Block Five (5) in Dill & Huston Addition in the City of Grand Island, Hall County, Nebraska
<br />which has the address of 2208 W. 10th St., Grand Island
<br />Nebraska 68803 [zip Code] ( "Property Address ");
<br />[Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is
<br />referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />FHA Nebraska Deed of Trust - 2/91
<br />DOCU2NEl Page I of 7
<br />D0CU2NEI.VTX 12/21/2000
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