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0 <br />200301859 <br />A <br />m <br />T <br />n <br />-zi <br />Z <br />I <br />r� <br />O <br />rn <br />A <br />m z D <br />N <br />g <br />R! <br />[7 <br />:C <br />ou <br />2 <br />a\ <br />m y m <br />O <br />Ga <br />� <br />q <br />CD <br />W <br />!TV <br />O <br />U) <br />r <br />After Recording Return 'Io <br />C <br />a <br />N <br />V3 <br />Q <br />M <br />CcD N <br />CA <br />N <br />Space Above This Line For Recording Data <br />DEED OF TRUST rc..isemer,z: 02040002 <br />Parcel Nvmbei: �� <br />DEFINH IONS <br />C <br />Words used in multiple sections of this document are defined below and other words are defined in Sections ?, I I, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16 <br />(A) "Security Instrument" means this document, which is dated February 10, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Monte J. Galvan and Loni S. Galvan, Husband and <br />Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated February 10, 2003 <br />The Note states that Borrower owes Lender <br />Seventy Thousand And 00 /100 <br />Dollars (U. S. $ 70, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NERRASKA- Single Family -- Fannie Mae/Feeddie Mar UNIFORM INSTRUMENT Form 3038 1 /01 <br />DocularI (Pug, I Of]3,.,,) <br />--a- — W -/2002 <br />