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<br />State of Nebraska Space Above This Line For Recording Data 
<br />DEED OF TRUST 
<br />(With Future Advance Clause) 
<br />❑ Construction Security Agreement 
<br />❑ Master form recorded by ............................. 
<br />DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is ..................09.02.2004 
<br />and the parties, their addresses and tax identification numbers, if required, are as follows: 
<br />1. 
<br />TRUSTOR: 
<br />Janice M. Kutilek, A SINGLE PERSON 
<br />337 Pheasant Or 
<br />Grand Island, NE 68801 
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<br />❑ If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and 
<br />acknowledgments. 
<br />TRUSTEE: BANK OF DONIPHAN 
<br />518 N EDDY 
<br />GRAND ISLAND, NE 68801 
<br />47. 0490809 
<br />BENEFICIARY: BANK OF DONIPHAN 
<br />Organized and existing under the laws of the state of Nebraska 
<br />118 W Plum 
<br />Doniphan, NE 68832 
<br />47- 0490809 
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to 
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably 
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described 
<br />property: A TRACT OF LAND COMPRISING A PART OF LOTS 37, 38 AND 39, HIDDEN LAKES SUBDIVISON NUMBER TWO, HALL COUNTY, NEBRASKA, MORE 
<br />PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEASTERLY CORNER OF SAID LOT 39; THENCE SOUTHEASTERLY ALONG THE 
<br />NORTHEASTERLY LINE OF SAID LOT 39, A DISTANCE OF 262.69 FEET; THENCE SOUTHWESTERLY ALONG THE SOUTHEASTERLY LINE OF SAID LOT 39 A 
<br />DISTANCE OF 61.38 FEET TO THE SOUTHEASTERLY CORNER OF SAID LOT 39; THENCE SOUTHWESTERLY ALONG THE SOUTEASTERLY LINE OF SAID LOT 38, A 
<br />DISTANCE OF 70.13 FEET TO THE SOUTHEASTERLY CORNER OF SAID LOT 38; THENCE SOUTHWESTERLY ALONG THE SOUTHEASTERLY LINE OF SAID LOT 37, A 
<br />DISTANCE OF 23.42 FEET; THENCE DEFLECTING RIGHT 92.21' AND RUNNING NORHTWESTERLY A DISTANCE OF 274.45 FEET TO A POINT ON THE 
<br />NORTHWESTERLY LINE OF SAID LOT 39; THENCE RUNNING NORTHEASTERLY ON THE ARC OF A CURVE WHOSE RADIUS IS 400' AND ON SAID NORTHWESTERLY 
<br />LINE OF LOT 39 A CHORD DISTANCE OF 151.25 FEET TO THE PLACE OF BEGINNING. 
<br />The property is located in . ............................... NaJI . ............................... at 3.3.7 Pheasant Or .............................. . 
<br />(County) 
<br />............................. ............................... . .................... Gran .414lond..................... Nebraska ........ 68801........ . 
<br />(Address) (City) (ZIP Code) 
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian 
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may 
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). 
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall 
<br />not exceed $ B.O,Q00.00 .. . ........ ............................... This limitation of amount does not include interest and other fees 
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under 
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this 
<br />Security Instrument. 
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: 
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described 
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is 
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.) 
<br />$80,000 line, 1 quarterly interest payment of $525 due on 12.1.04, and 59 monthly payments of $1,521.59 beginning 1.1.05 & final payment of $1,521.63 
<br />on 12 -1 -09. 
<br />NEBRASKA - DEED OF TRUST )NOT FOR FNMA, FHLnnC, FHA OR VA USE) (page 1 of 4) 
<br />�- "" ©1994 Bankers Systems, Inc., St. Cloud, MN Form RE -DT -NE 1/30/2002 
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<br />TRUSTOR: 
<br />Janice M. Kutilek, A SINGLE PERSON 
<br />337 Pheasant Or 
<br />Grand Island, NE 68801 
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<br />❑ If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and 
<br />acknowledgments. 
<br />TRUSTEE: BANK OF DONIPHAN 
<br />518 N EDDY 
<br />GRAND ISLAND, NE 68801 
<br />47. 0490809 
<br />BENEFICIARY: BANK OF DONIPHAN 
<br />Organized and existing under the laws of the state of Nebraska 
<br />118 W Plum 
<br />Doniphan, NE 68832 
<br />47- 0490809 
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to 
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably 
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described 
<br />property: A TRACT OF LAND COMPRISING A PART OF LOTS 37, 38 AND 39, HIDDEN LAKES SUBDIVISON NUMBER TWO, HALL COUNTY, NEBRASKA, MORE 
<br />PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEASTERLY CORNER OF SAID LOT 39; THENCE SOUTHEASTERLY ALONG THE 
<br />NORTHEASTERLY LINE OF SAID LOT 39, A DISTANCE OF 262.69 FEET; THENCE SOUTHWESTERLY ALONG THE SOUTHEASTERLY LINE OF SAID LOT 39 A 
<br />DISTANCE OF 61.38 FEET TO THE SOUTHEASTERLY CORNER OF SAID LOT 39; THENCE SOUTHWESTERLY ALONG THE SOUTEASTERLY LINE OF SAID LOT 38, A 
<br />DISTANCE OF 70.13 FEET TO THE SOUTHEASTERLY CORNER OF SAID LOT 38; THENCE SOUTHWESTERLY ALONG THE SOUTHEASTERLY LINE OF SAID LOT 37, A 
<br />DISTANCE OF 23.42 FEET; THENCE DEFLECTING RIGHT 92.21' AND RUNNING NORHTWESTERLY A DISTANCE OF 274.45 FEET TO A POINT ON THE 
<br />NORTHWESTERLY LINE OF SAID LOT 39; THENCE RUNNING NORTHEASTERLY ON THE ARC OF A CURVE WHOSE RADIUS IS 400' AND ON SAID NORTHWESTERLY 
<br />LINE OF LOT 39 A CHORD DISTANCE OF 151.25 FEET TO THE PLACE OF BEGINNING. 
<br />The property is located in . ............................... NaJI . ............................... at 3.3.7 Pheasant Or .............................. . 
<br />(County) 
<br />............................. ............................... . .................... Gran .414lond..................... Nebraska ........ 68801........ . 
<br />(Address) (City) (ZIP Code) 
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian 
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may 
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). 
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall 
<br />not exceed $ B.O,Q00.00 .. . ........ ............................... This limitation of amount does not include interest and other fees 
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under 
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this 
<br />Security Instrument. 
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: 
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described 
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is 
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.) 
<br />$80,000 line, 1 quarterly interest payment of $525 due on 12.1.04, and 59 monthly payments of $1,521.59 beginning 1.1.05 & final payment of $1,521.63 
<br />on 12 -1 -09. 
<br />NEBRASKA - DEED OF TRUST )NOT FOR FNMA, FHLnnC, FHA OR VA USE) (page 1 of 4) 
<br />�- "" ©1994 Bankers Systems, Inc., St. Cloud, MN Form RE -DT -NE 1/30/2002 
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