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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. 
<br />(A) "Security Instrument" means this document, which is dated APRIL 29, 2 0 04 , together 
<br />with all Riders to this document. 
<br />(B) 'Borrower" is _qHN r4q= PrD Cp�= A. , I113EPD PZD WIFE PS J= TRiWIS WEIH 
<br />R= CF S R=&HP, PN I.NA= 60% == AD =4�S FKU, EAVID FALU, AVY I:A=, ML PM 
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<br />aRVDJaRqilP, PN iTT7I= 40% DTM= 
<br />Borrower is the trustor under this Security Instrument. 
<br />(C) "Lender" is MILLENNIA MORTGAGE CORPORATION 
<br />Lender is a CALIFORNIA CORPORATION organized 
<br />and existing under the laws of CALIFORNIA 
<br />Lender's address is 23046 AVENIDA DE LA CARLOTA #100, LAGUNA HILLS, 
<br />CALIFORNIA 92653 
<br />(D) "Trustee" is OLD REPUBLIC TITLE 
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting 
<br />solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security 
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number 
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. 
<br />(I±) "Note" means the promissory note signed by Borrower and dated APRIL 29, 2 0 04 
<br />The Note states that Borrower owes Lender ONE HUNDRED TWENTY -EIGHT THOUSAND AND 
<br />00/100 Dollars (U.S. $ 128 , 000 . 00 ) plus interest. 
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than 
<br />JUNE 1, 2019 
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." 
<br />(I) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under 
<br />the Note, and all sums due under this Security Instrument, plus interest. 
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are 
<br />to be executed by Borrower [check box as applicable]: 
<br />❑ 
<br />Adjustable Rate Rider 
<br />❑ 
<br />Condominium Rider ❑ Second Home Rider 
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<br />Balloon Rider 
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<br />1 -4 Family Rider 
<br />❑ 
<br />Biweekly Payment Rider 
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. 
<br />(A) "Security Instrument" means this document, which is dated APRIL 29, 2 0 04 , together 
<br />with all Riders to this document. 
<br />(B) 'Borrower" is _qHN r4q= PrD Cp�= A. , I113EPD PZD WIFE PS J= TRiWIS WEIH 
<br />R= CF S R=&HP, PN I.NA= 60% == AD =4�S FKU, EAVID FALU, AVY I:A=, ML PM 
<br />PALU A0 aqN M= PAD GLIMM A. Nom, HIMND AZ 6ITE AS JCIITTT MPNM WMH F= CF 
<br />aRVDJaRqilP, PN iTT7I= 40% DTM= 
<br />Borrower is the trustor under this Security Instrument. 
<br />(C) "Lender" is MILLENNIA MORTGAGE CORPORATION 
<br />Lender is a CALIFORNIA CORPORATION organized 
<br />and existing under the laws of CALIFORNIA 
<br />Lender's address is 23046 AVENIDA DE LA CARLOTA #100, LAGUNA HILLS, 
<br />CALIFORNIA 92653 
<br />(D) "Trustee" is OLD REPUBLIC TITLE 
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting 
<br />solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security 
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number 
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. 
<br />(I±) "Note" means the promissory note signed by Borrower and dated APRIL 29, 2 0 04 
<br />The Note states that Borrower owes Lender ONE HUNDRED TWENTY -EIGHT THOUSAND AND 
<br />00/100 Dollars (U.S. $ 128 , 000 . 00 ) plus interest. 
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than 
<br />JUNE 1, 2019 
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." 
<br />(I) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under 
<br />the Note, and all sums due under this Security Instrument, plus interest. 
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are 
<br />to be executed by Borrower [check box as applicable]: 
<br />❑ 
<br />Adjustable Rate Rider 
<br />❑ 
<br />Condominium Rider ❑ Second Home Rider 
<br />❑ 
<br />Balloon Rider 
<br />❑ 
<br />Planned Unit Development Rider ❑ Other(s) [specify] 
<br />® 
<br />1 -4 Family Rider 
<br />❑ 
<br />Biweekly Payment Rider 
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and 
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial 
<br />opinions. 
<br />Borrower Initials: '��� ! L-- ' 114 10 
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagicCGca u aoo- sas -tss2 
<br />Form 3028 1/01 Page 1 of 10 www.docmagic.com 
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