| [Space Above This Line For Recording Data] ` 
<br />DEED OF TRUST FHA CASE NO. 
<br />NUN: 1000842-0000004551-1 321 - 2362061 -703 
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on June 17, 2004 
<br />The trustor is Nichole Kummetz, A Single Person 
<br />(`Borrower "). The trustee is 
<br />Commercial Federal Bank, a Federal Savings Bank 
<br />( "Trustee "). The beneficiary is Mortgage 
<br />Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's successors 
<br />and assigns). MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. 
<br />Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. A & S Mortgage Services Corp. d /b /a Residential Mortgage 
<br />Services 
<br />( "Lender ") is organized and existing 
<br />under the laws of State of Nebraska and 
<br />has an address of 13939 Gold Circle, Omaha, Nebraska 68144 
<br />Borrower owes Lender the principal sum of Fifty Eight Thousand Fifty and no /100 
<br />Dollars (U.S. $58,050.00 ). 
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for 
<br />monthly payments, with the full debt, if not paid earlier, due and payable on July 01, 2034 
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all 
<br />renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 
<br />7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this 
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property 
<br />located in Hall County, Nebraska: 
<br />LOT 46, BUENAVISTA SUBDIVISION, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, 
<br />NEBRASKA 
<br />NEBRASKA FHA DEED OF TRUST 6/% 
<br />GREATLAND ■ 
<br />ITEM 2696L1 (0308�—MERS (Page 1 of 7 pages) To Order Call: 1- 800 -530 -9393 0 Fax: 616 - 791 -1131 
<br />04 -4415 18182077 
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<br />[Space Above This Line For Recording Data] ` 
<br />DEED OF TRUST FHA CASE NO. 
<br />NUN: 1000842-0000004551-1 321 - 2362061 -703 
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on June 17, 2004 
<br />The trustor is Nichole Kummetz, A Single Person 
<br />(`Borrower "). The trustee is 
<br />Commercial Federal Bank, a Federal Savings Bank 
<br />( "Trustee "). The beneficiary is Mortgage 
<br />Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's successors 
<br />and assigns). MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. 
<br />Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. A & S Mortgage Services Corp. d /b /a Residential Mortgage 
<br />Services 
<br />( "Lender ") is organized and existing 
<br />under the laws of State of Nebraska and 
<br />has an address of 13939 Gold Circle, Omaha, Nebraska 68144 
<br />Borrower owes Lender the principal sum of Fifty Eight Thousand Fifty and no /100 
<br />Dollars (U.S. $58,050.00 ). 
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for 
<br />monthly payments, with the full debt, if not paid earlier, due and payable on July 01, 2034 
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all 
<br />renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 
<br />7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this 
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property 
<br />located in Hall County, Nebraska: 
<br />LOT 46, BUENAVISTA SUBDIVISION, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, 
<br />NEBRASKA 
<br />NEBRASKA FHA DEED OF TRUST 6/% 
<br />GREATLAND ■ 
<br />ITEM 2696L1 (0308�—MERS (Page 1 of 7 pages) To Order Call: 1- 800 -530 -9393 0 Fax: 616 - 791 -1131 
<br />04 -4415 18182077 
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