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<br /> ISpacs Abovs Thia llns tor R�cordinp Data� ��
<br /> FHA Cass No.
<br /> State of Nebraska DEED OF TRUST 321-2037151 703
<br /> THIS DEED OF TRUST (•securny insuumenc•� �s made on December 30th . 1999
<br /> Tne cruscor ts Craig D Bykerk . an unmarried individual
<br /> ("BOROW9r"�.
<br /> The wstee is COMMERCIAL FEDERAL BANK, A FEDERAL SAVINGS BANK . 98 50 "M" ST. OMAHA,
<br /> NE 68127-2056 ("rrustee°).
<br /> The beneficiary is United Nebraska Bank
<br /> which is organized and existng under the laws of Nebraska , and whose address is
<br /> 700 N. Webb Rd. Grand Island NE 68803 (^�enaer").
<br /> Borrower owes Lender the principal sum of Forty One Thousand Two Hundred Fifty and 00/100
<br /> Doliars (U.S. 3 41.250.00 ). This debt is evidenced by Borrower's note
<br /> dated the same date as this Security Instrument ("Note"), which provides for monthy payments, with the iuli debt, 'rf not paid
<br /> earlier, due and payable on d8�U8ry 1, 2030 . This Securiry instrument secures to L�der: (a) the repayment
<br /> of the debt evidenced by the Note, with interest, and aN renewals, eoctensions and modificatbns of the Note; (b) the payment of
<br /> all other sums, with interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br /> performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
<br /> irrevocaby grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br /> Hall County; Nebraska:
<br /> THE SOUTH 1/2 OF THE WEST 1/2 OF THE EAST 270 FEET OF LOT 12, OF VANTINE'S
<br /> SUBDIVISION LOCATED ON A PART OF THE NORTHWEST 1/4 OF SECTION 22, TOWNSHIP 11
<br /> NORTH, RANGE 9 WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA.
<br /> which has the address of 1115 S Pill@ St Grand Island
<br /> [stn•t� fatrl.
<br /> Nebraska 68801 (°Property Address");
<br /> [8tats] fZ�P Cods]
<br /> TOGETHER WITH all the improvements now or hereaRer erected on the property, and all easements, appurtenances, and
<br /> fbRures now or hereatter a part of the property. All replaceme�ts and additions shall be covered by this Security Instn�ment. Ail
<br /> of the foregoing is referred to in this Security Instrument as the "Property".
<br /> BORROWER COVENANTS that Borrower is law(uly sei�d of the estate hereby conveyed and has the right to grant and
<br /> convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will
<br /> defend generely the title to the Property against ali claims and demands, subject to any encumbrances of record.
<br /> THIS SECURITY INSTRUMENT combines un'rform covenants for national use and non-un'rform covenants with limited
<br /> variations by jurisdiction to constitute a uniform security instrument covering real property.
<br /> Borrower and Lender covenant and agree as folbws:
<br /> UNIFOFiM COVENANTS.
<br /> 1. Payment of Principal, interest and Late Charge. Borrower shall pay when due the pnc�ipal of, and �,ceresc
<br /> on, the debt evidenced by the Note and iate charges due under the Note.
<br /> 2. Monthly Payment of Taxes, Insurance, and Other Charges. sorrower snau t,cwde tn each monthy
<br /> payment, together wkh the principal and interest as set forth in the Note and any Iflte charges, a sum for (a) texes and special
<br /> assessments levied or to be ievied against the Property, (b) leasehold payments or ground rents on the Property, end (c)
<br /> premiums for insurance requ'red under Paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to
<br /> the Secretary of Housing and Urban Devebpment ("Secretary"), or in any year in which such premium would have been required
<br /> 'rf Lender still held the Security Instrument, each monthy payment shall also include either: (i) a sum for the annual mortgage
<br /> insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage insurance premium ff
<br /> this Security Instrument is held by the Secretary, in a reasonable amouM to be determined by the Secretary. Except for the
<br /> monthy charge by the Secretary, these items are called "Escrow Items" and the sums peid to Lender are called "Escrow
<br /> Funds."
<br /> F5813.LMO(2/99) Pays 1 of 5
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