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<br />    		1l�fhen Recorded Mail To:	DEED   OF   TRUST       						�
<br />    		Norwest Bank Nebraska      													�
<br />   		P. 0, Box 933p0
<br /> _       	Albuqu�rqu�, NM  ��19���9i�  g�6 ���c� /      							—
<br />		THIS DEED OF TRUST ("Security Instrument")is made on  June 7,  1999				. The trustor is
<br />     		Craig A.  Foss and  Susan K.  Foss,  Husband and Wife,
<br /> 	("Borrower"). The trustee is  NORWEST BANK NEBRASKA,  NATIONAL ASSOCIATION
<br /> 	(°Trustee"). The beneficiary is NORWEST BANK NEBRASKA,  NATIONAL ASSOCIATION
<br /> 	which is organized and existing under the laws of THE UNITED STATES OF AMERICA     			, and whose
<br /> 	address is   202 WEST THIRD STREET,  GRAND ISLAND,  NE   68801
<br />      											("Lender"). Borrower owes Lender the principal sum of
<br /> 	SEVENTY FIVE THOUSAND TWO HUNDRED SIXTY FOUR AND 14/100—�011ars (U.S. $ 75  264.14 		�•
<br /> 	This debt is evidenced by Borrower's note dated the same date as this Security Instrument("N'ote"), which provides for
<br /> 	monthly payments, with the full debt, if not paid earlier, due and payable on  June  10,  2009  				•
<br /> 	This Security Instrument secures to Lender: (a)the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br /> 	extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to
<br /> 	protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br /> 	purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the foliowing described property
<br /> 	located in  Hall    													County, Nebraska:
<br />   	Lot  6,  Block 3,  Ashton Place,  an addition to  the CIty  of Grand  Island,  Hall County,
<br />   	Nebraska.
<br /> 	which has the address of 2224 W.  Koenig,  Grand  Island   							[sc�eet,c,cy�,
<br /> 	Nebraska     						("Property Address");
<br />		68803    	[zip Code�
<br />		TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br /> 	fixtures now or hereafter a part of the property.  All replacements and additions shall also be covered by this Security
<br /> 	Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />		BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br /> 	convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will
<br /> 	defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />		THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited
<br /> 	variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />		UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />		1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br /> 	principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br />		2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to
<br /> 	Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum("Funds") for: (a) yearly taxes
<br /> 	and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments
<br /> 	or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums,
<br /> 	if any; (e) yearly mortgage insurance premiums, if any; and (� any sums payable by Borrower to Lender, in accordance with
<br /> 	the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are cailed "Escrow Items."
<br /> 	Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally
<br /> 	related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of
<br />  	1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RESPA"), unless another law that applies to the Funds
<br /> 	sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount.
<br /> 	Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future
<br /> 	Escrow Items or otherwise in accordance with applicable law.
<br />  	NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT    						Form 3028 9/90
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