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<br /> aJ
<br /> THIS LOAN IS NOT ASSUMABLE WITHOUT THE �,�
<br /> APPROVAL OF THE DEPARTMENT OF VETERANS �
<br /> AFFAIRS OR ITS AUTHORIZED AGENT C'
<br /> \
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST ("Security InstrumenY') is made on June 25th , 1999
<br /> The trustor is SEAN C SCHWIEGER , AN UNMARRIED INDIVIDUAL
<br /> ("Borrower").
<br /> The trustee is UNITED NEBRASKA BANK 700 N WEBB ROAD GRAND ISLAND NEBRASKA 68803
<br /> ("Trustee").
<br /> The beneficiary is UNITED NEBRASKA BANK , which
<br /> is organized and existing under the laws of NEBRASKA , and whose address is
<br /> 700 N. WEBB RD. GRAND ISLAND, NE 68803 ("�ender").
<br /> Borrower owes Lender the principal sum of Fifty Five Thousand Fifty and 00/100
<br /> Dollars (U.S.$ 55,050.00). This debt
<br /> is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full
<br /> debt, if not paid earlier, due and payable on .lUly 1, 2029 . This Security Instrument secures to Lender: (a) the
<br /> repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all
<br /> other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br /> Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the
<br /> following described property located in HALL County, Nebraska:
<br /> LOT THREE (3), BLOCK ELEVEN (11), IN GILBERT'S ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br /> COUNTY, NEBRASKA.
<br /> In the event this loan is determined to be ineligible for Loan Guaranty by Department of Veteran's Affairs, this entire loan may be
<br /> declared due and payable at the option of the mortgagee. The addendum to Deed of Trust attached hereto and executed of even date
<br /> herewith is incorporated herein and the covenants and agreements of the addendum shall amend and supplement the covenants and
<br /> agreements of the Deed of Trust as if the addendum were part hereof.
<br /> which has the address of 1115 W 11TH ST , GRAND ISLAND ,
<br /> Nebraska 68801 ("Property Ad�ress"); aty
<br /> Zip Code
<br /> TOGETHER WITH all improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or �
<br /> hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All of the foregoing is referred I
<br /> to in this Security Instrument as the "Property".
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the
<br /> Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to �
<br /> the Property against all claims and demands, subject to any encumbrances of record.
<br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by
<br /> jurisdiction to constitute a uniform security instrument covering real property.
<br /> UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br /> 1. Payment of Principal and Interest; Prepayment and Late Ch81'ges. Borrower shall promptly pay when due cne
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br /> 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shatl pay to Lender
<br /> on the day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) yearly taxes and assessments
<br /> which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the
<br /> Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance
<br /> premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment
<br /> of mortgage insurance premiums. These items are called "Escrow Items."
<br /> NEBRASKA-Single Family-Fannie Mae/Fraddie Mac UNIFORM INSTRUMENT Form 3028 9/90
<br /> Fa009.LMG (10/98) Page i of 5
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