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<br />  	RECORDATION REQUESTED BY:									�       �   	W  �
<br />       	Five Points Bank   													�   		Z
<br />       	3111 W.Stolley Park Road       														:�
<br />       	Grand Island,NE 68802
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<br />       	EN RE1C�O  pED�MAIL TO:    													�
<br />       	Five PortS B�fT(
<br />       	3111 W.Stolley Park Road       														�, ,
<br />       	G�and island,NE 68802    															,� r,
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<br />  	SEND TAX NOTICES TO:
<br />       	DENNIS E FRUCHTL and ROSIE L FRUCHTL
<br />       	1504 S NEWCASTLE ROAD
<br />       	GRAND ISLAND,NE 68801
<br />   												SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY
<br />      								DEED OF TRUST
<br />  	THIS  DEED  OF TRUST IS  DATED JUNE  15,  1999,  among DENNIS  E FRUCHTL and  ROSIE L FRUCHTL,
<br />  	HUSBAND AND WIFE, whose address is 1504 S NEWCASTLE ROAD, GRAND ISLAND, NE  68801 (referred to
<br />  	below as "Trustor"); Five Points Bank, whose address is 3111 W. Stolley Park Road, Grand Island, NE  68802
<br />  	(referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points Bank, whose
<br />  	address is 2015 N. Broadwell, Grand Island, NE  68803 (referred to below as "Trustee").
<br />  	CONVEYANCE AND GRANT.  For valuable consideration, Trustor conveys to Trustee in trust,WITH POWER OF SALE, for the beneflt oi
<br />  	Lender as Beneficlary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or
<br />  	subsequently erected or af8xed buildings, improvements and fixtures; all easements, rights of way,and appurtenances; all water, water rights and
<br />   	ditch rights (including stock in utilities with ditch or irrigation rights);and all other rights, royalties,and profits relating to the real prope�y including
<br />  	without limitation all minerals, oil, gas, geothermal and similar matters, IOCBted II1 HALL COUnty, State of Nebraska (the "Re81
<br />   	Property"):
<br />     		LOT FIFTEEN (15), BLOCK THREE (3), NORMANDY ESTATES, CITY OF GRAND ISLAND, HALL COUNTY,
<br />     		NEBRASKA.
<br />   	The Reai Property or its address is commonly known as 1504 S NEWCASTLE ROAD, GRAND ISLAND, NE
<br />   	68801.
<br />   	Trustor presently assigns to Lender(also known as Beneficiary in this Deed ot Trust)all of Trustor's right,title,and interest in and to all present and
<br />   	future leases of the Property and all Rents from the Property. In addition,Trustor grants Lender a Uniform Commercial Code security interest in the
<br />   	Rents and the Personal Property defined below.
<br />
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