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<br />   	RECORDATION REQUESTED BY:     						aJ�� 1�rs1a.��
<br />		Five Points Bank
<br />		3111 W.Stolley Park Road
<br />		Grand Island,NE 68802
<br />      																					�
<br />   	����WHEN REC  RDED MAIL TO:
<br />		Five Points Bank 		D 															'
<br />		3111 W.Stolley Park Road p0 p0?� /SO 7 												��     I
<br />		Grand Island,NE 68802     															� �I
<br />   	SEND TAX NOTICES TO:
<br />		JAMES J O'NEILL and JUDY K O'NEILL
<br />		2116 N CUSTER
<br />		GRAND ISLAND,NE 68803
<br />   												SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY
<br />       								DEED OF TRUST
<br />   	THIS DEED OF TRUST IS DATED JUNE 16, 1999, among JAMES J O'NEILL and JUDY K O'NEILL,  HUSBAND
<br />   	AND WIFE, whose address is 2116 N CUSTER, GRAND ISLAND, NE  68803 (referred to oelow as "Trustor");
<br />   	Five Points Bank, whose address is 3111 W. Stolley Park Road, Grand Island, NE  68802 (referred to below
<br />   	sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points Bank, whose address is 2015 N.
<br />   	Broadwell, Grand Island, NE  68803 (referred to below as "Trustee").
<br />   	CONVEYANCE AND GRANT.  For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of
<br />   	Lender as Beneficfary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or
<br />   	subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way,and appurtenances; all water, water rights and
<br />   	ditch rights (including stock in utilities with ditch or irrigation rights);and all other rights, royalties,and proflts relating to the real properry, including
<br />   	without limitation all minerals, oil, gas, geothermal and similar matters, located In HALL COUnty, State of Nebraska (the "Re81
<br />   	Property"):
<br />     		THE EASTERLY SIXTY-FIVE (65) FEET OF LOT ONE (1), BLOCK EIGHTEEN (18), PACKER AND BARR'S
<br />      		SECOND  ADDITION  TO  THE  CITY  OF  GRAND  ISLAND,  HALL  COUNTY,  NEBRASKA     AND THE
<br />      		WESTERLY 55' OF LOT ONE (1), BLOCK EIGHTEEN (18) PACKER AND BARR'S SECOND ADDITION TO
<br />      		THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />    											228  North  Vdhi te  and  J.910  West  Bl�.!;�:
<br />   	The Real Property or its address is commonly known as Grand  Is��nd,  Nebraska  6�801
<br />   	Trustor presently assigns to Lender(also known as Beneficiary in this Deed of Trust)all of Trustor's right,title,and interest in and to all present and
<br />   	future leases of the Property and all Rents from the Property. In addition,Trustor grants Lender a Uniform Commercial Code security interest in the
<br />
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