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•� � �' m cn � � cn <br /> , C <7 --1 <br /> ' _ ' n • � _ � c � <br /> �* . • RECORDIN(i RE.QUESTED BY 2 p � � � � rn (,� <br /> • � � m � � o � tl <br /> ' 7C �C�;,� f--� p -*l .� <br /> 1 , <br /> '� N � Z H i <br /> a �� = n' a' <br /> LOAN # 25433 � p a "' ° v <br /> r� � ; � <br /> —it�/�QQ� I ^ ° � r' n —� ._. <br /> � Vl � � � � � <br /> "°"'° I 1NDEPENDENT REALTY CAPITAL COR . � � �� ►—' � <br /> v� c,J 3 <br /> „�, 2401 E. KATELLA AVE, SUITE 500 g9'�o4913 "' z <br /> � �NAHEIM, CA 92806 � o <br /> �v <br /> SPACE ABOVE THIS LINE FOR RECORDEfl'8 USE <br /> DEED OF TRUST �-'� <br /> THIS DEED OF TRUST("Security Instrument")is made on MARCH 1 st ,19 99 .The grantor � <br /> � JEFFERY S. KOWALSKI <br /> ("Borrower"). <br /> The trustee is FIRST AMERICAN TITLE CO. <br /> ("Trustee") <br /> The beneficiary is <br /> INDEPENDENT REALTY CAPITAL CORPO�TION. <br /> which is organized and exisring under the laws of THE STATE OF CAL I FORN IA ,and whose <br /> addressis 2401 E. KATELLA AVE, SUITE 500, ANAHEIM, CA 92806 <br /> ("Lender"). <br /> Borrower owes Lender the principal sum of <br /> TWENTY-TWO THOUSAND AND NO/100 <br /> Dollars (U.S.$22,D00.00 ).This debt is evidenced by Borrower's note dated the same date as this Security Instrument("Note"). <br /> which provides for monthly payments,with the full debt,if not paid earlier,due and payable on MARCH 4, 2�I 9 .This <br /> Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br /> extensions and modifications; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security <br /> of this Security Instrument;and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the <br /> Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br /> property located in HA L L County,Nebraska: <br /> LOT ONE (1) , IN BLOCK TWO (2) , IN DALE ROUSH SECOND <br /> SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, <br /> NEBRASKA. <br /> � �� � <br /> ��ANurn To: <br /> �ene�t LaRd T'�tle Insu�arx�e Co <br /> 333 Hegenberger Road,SWte 800 <br /> Oakland,Califomia 94621 <br /> which has the address of 404 CHEROKEE AVENUE <br /> (Street) <br /> GRAND ISLAND ,Nebraska 68803 ("PropertyAddress"); <br /> (city) (zip Code) <br /> TOGETHER with all the improvements now or hereafrer erected on the property,and all easements,appurtenances,and fixtures <br /> now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the <br /> foregoing is referred to in this Security Instrument as the"Property". <br /> BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and <br /> convey the Property and that the Property is unencumbered,except for encumbrances of record.Borrower warrants and will defend <br /> generally the title to the Property against all claims and demands,subject to any encumbrances of record. <br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited <br /> variations by jurisdiction to constitute a uniform security instrument covering real property. <br /> NEBRASKA - SingleFamily - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />