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<br />INST 2Z5 03542
<br />REFUNDS:
<br />CASH
<br />CHECK
<br />RECORDED
<br />HALL COUNTY NE
<br />Z825 JUN 30 P
<br />KRISTI WOLD
<br />REGISTER OF DEEDS
<br />RETURN TO: Grand Island Abstract, Escrow & Title Co., 704 W. 3rd Street, Grand Island, NE 68801
<br />SECOND DEED OF TRUST
<br />THIS DEED OF TRUST is made as of the day of 31.,Une, , 2025, by and
<br />among GHAZALI OSMAN AND MANAL YOUSIF, a joint persons, ("TRUSTOR"), whose mailing address
<br />is: 709 E 14th St, Grand Island, Nebraska 68801, and Zachary Butz, Attorney at Law, ("TRUSTEE"),
<br />whose mailing address is: 308 North Locust Street, Suite 501, Grand Island, Nebraska 68801 and
<br />GRAND ISLAND AREA HABITAT FOR HUMANITY, INC., a Nebraska Corporation, ("BENEFICIARY"),
<br />whose mailing address is: 502 W. 2nd Street, Grand Island, Nebraska 68801.
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys, and assigns to
<br />Trustee, IN TRUST, WITH POWER OF SALE, for the benefit and security of Beneficiary, under and
<br />subject to the terms and conditions of this Deed of Trust, the real property located in the County of Hall,
<br />State of Nebraska, and legally described as follows: (the "Property"):
<br />Lot 4, H and S Wiese Subdivision, in the City of Grand Island, Hall County, Nebraska
<br />TOGETHER WITH all rents, easements, appurtenances, hereditaments, interests in adjoining
<br />roads, streets and alleys, improvements and buildings of any kind situated thereon and all personal
<br />property that may be or hereafter become an integral part of such buildings and improvements.
<br />The property and the entire estate and interest conveyed to the Trustee are referred to
<br />collectively as the "Trust Estate".
<br />FOR THE PURPOSE OF SECURING:
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<br />a. Payment of indebtedness in the total principal amount of $53,509.03 with no interest thereon,
<br />as evidenced by the certain Promissory Note of even date (the "Note") with a maturity date on demand of
<br />the Beneficiary, executed by Trustor which has been delivered and is payable to the order of Beneficiary,
<br />and which by this reference is hereby made a part hereof, and any and all modifications, extensions and
<br />renewals thereof, and,
<br />b. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with no interest
<br />thereon.
<br />This Deed of Trust, the Note, and any other instrument given to evidence or further secure the
<br />payment and performance of any obligation secured hereby are referred to collectively as the "Loan
<br />Instruments".
<br />TO PROTECT THE SECURITY OF THIS DEED OF TRUST:
<br />1. PAYMENT OF INDEBTEDNESS. Trustor shall pay when due the principal of, and the interest
<br />on, the indebtedness evidenced by the Note, charges, fees and all other sums as provided in the Loan
<br />Instruments.
<br />2. TAXES. Trustor shall pay each installment of all taxes and special assessments of every kind,
<br />now or hereafter levied against the Trust Estate or any part hereof, before delinquency, without notice or
<br />demand, and shall provide Beneficiary with evidence of the payment of same. Trustor shall pay all taxes
<br />and assessments which may be levied upon Beneficiary's interest herein or upon this Deed of Trust or the
<br />debt secured hereby, without regard to any law that may be enacted imposing payment of the whole or
<br />any part thereof upon the Beneficiary.
<br />3. INSURANCE AND REPAIRS. Trustor shall maintain fire and extended coverage insurance
<br />insuring the improvements and buildings constituting part of the Trust Estate for an amount no less than
<br />the amount of the unpaid principal balance of the Note (co-insurance not exceeding 80% permitted).
<br />Such insurance policy shall contain a standard mortgage clause in favor of Beneficiary and shall not be
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