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CASH <br />CHEC <br />INST 121.5 0?333 <br />When recorded, return to: <br />Home Federal Savings and Loan Assn of Grand Island <br />221 S Locust St <br />Grand Island, NE 68801 <br />800-658-3183 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />REFUNDS: <br />CASH <br />CHECK <br />RECORDED <br />HALL COUNTY NE <br />1015 MAY - I p 3: 03 <br />r,Ki`TI WO1 D <br />REGISTER OF DEEDS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated May 1, 2025, <br />together with all Riders to this document. <br />(B) "Borrower" is Lonnie J Vincik, Trustee of the Vincik Family Revocable Trust dated <br />September 27, 2023 and any amendments thereto and Christine K Vincik, Trustee of the Vincik <br />Family Revocable Trust dated September 27, 2023 and any amendments thereto. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Home Federal Savings and Loan Assn of Grand Island. <br />Lender is a Federal Savings Association, <br />under the laws of Nebraska. <br />221 S Locust St, Grand Island, NE 68801. <br />organized and existing <br />Lender's address is <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Home Federal Savings and Loan Association of Grand Island, A Federal <br />Savings Association. <br />NEBRASKA--Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />ICE Mortgage Technology, Inc. Page 1 of 11 <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />00 <br />