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CASH <br />CHECK. <br />LI 0 I c;93 <br />REFUNDS: <br />CASH <br />CHECK <br />HALL <br />7073 APy <br />Return To: Loan Department, Town & Country Bank, PO Box 40, Ravenna, NE 68869 <br />Space Above This Line For Recording Data <br />DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD <br />(To be filed as a preface to the Security Instrument) <br />DATE AND PARTIES. The date of this Disclaimer 0f Right To Designate Homestead is April 11, <br />po 2025. The parties and their addresses are: <br />N <br />—a <br />GRANTOR: <br />MATTHEW M PANOWICZ <br />f7 <br />7251 W HWY 2 <br />GRAND ISLAND, NE 68803 <br />SARAH S PANOWICZ <br />7251 W HWY 2 <br />GRAND ISLAND, NE 68803 <br />AS HUSBAND AND WIFE <br />LENDER: <br />TOWN & COUNTRY BANK <br />6005 2nd Ave W <br />Kearney, NE 68847 <br />1. DISCLAIMER. In accordance with the Farm Homestead Protection Act, prior to executing <br />the attached Security Instrument, Grantor states as follows: <br />A. I intend to.grant a security interest in real property (Property) described on the attached <br />Security Instrument. <br />B. No part of my homestead is presently situated on the Property, nor will any of my <br />homestead be situated on the Property in the future. <br />C. I understand that if, contrary to this Disclaimer, I establish a homestead on any part of <br />the Property during the time the Security Instrument remains unsatisfied and a lien upon the <br />Property, I will have no right to make a designation of homestead in the event of a <br />foreclosure or trustee's sale upon such Security Instrument. <br />D. I disclaim my right to designate my homestead. <br />34 <br />MATTHEW M PANOWICZ <br />Nebraska Disclaimer of Right To Designate Homestead Initials M16)5P <br />NE/4callie@R00000000003639038N Wolters Kluwer Financial Services, Inc.©1996, 2025 Page 1 <br />Bankers Systems* <br />