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<br />FOR RECORDER'S USE ONLY 
<br />FIvE P0INTs BANK 
<br />1111111111IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIHIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII 
<br />"0000000000028423310340" 
<br />IIIIIIIIIIIIII 
<br />DEED OF TRUST 
<br />THIS DEED OF TRUST is dated July 6, 2022, among RYAN HIPKE, whose address is 2328 N 
<br />HOWARD AVE, GRAND ISLAND, NE 68803; A Single Person ("Trustor"); Five Points Bank, 
<br />whose address is Diers Branch, 2009 N. Diers Ave., PO Box 1507, Grand Island, NE 68802 
<br />(referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points 
<br />Bank, whose address is P.0 Box 1507, Grand Island, NE 68802-1507 (referred to below as 
<br />"Trustee"). 
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee In trust, WITH POWER OF SALE, 
<br />-yi for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real 
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all 
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with 
<br />0 ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without 
<br />--i limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property) located in HALL 
<br />County, State of Nebraska: 
<br />LOT THREE (3) AND THE NORTH TWELVE AND FIVE TENTHS (12.5) FEET OF LOT FIVE (5) 
<br />BLOCK SEVEN (7), UNIVERSITY PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND 
<br />HALL COUNTY, NEBRASKA AS DESCRIBED IN WARRANTY DEED RECORDED AS 
<br />DOCUMENT NO. 202001061 
<br />The Real Property or its address is commonly known as 2328 N HOWARD AVE, GRAND 
<br />ISLAND, NE 68803. The Real Property tax identification number is 400099756. 
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor 
<br />whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust 
<br />secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan to 
<br />Trustor, together with all interest thereon. 
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and 
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor 
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents. 
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND 
<br />PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF 
<br />ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS 
<br />DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS: 
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all 
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