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13V211SSV TS <br />When recorded, return to: <br />First International Bank & Trust <br />Attn: Final Document Department <br />2150 21st Ave NW <br />Minot, ND 58703 <br />LOAN #: 29019569 <br />[Space Above This Line For Recording Data]— <br />DEED OF TRUST <br />U) <br />CD <br />Irn <br />-1 <br />rn <br />r,) C <br />ry <br />G: ) <br />MN: 1000805-0000037191-4 <br />MERS PHONE #: 1-888-679-6377 <br />DEfINII10NS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in S ection 1 6. <br />(A) "Security Instrument" means this document, which is dated December 18, 2020, <br />together with all Riders to this document. <br />(B) "Borrower" is LAURA WILLARD, A SINGLE WOMAN. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is First International Bank &Trust. <br />l ender is a Corporation, <br />under the laws of North Dakota. <br />2150 21st Ave NW, Minot, ND 58703. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />Initials: "" <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />12/17/2020 11:35 AM PST <br />