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When recorded, return to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand Island, NE 68803 <br />Title Order No.: GI16150 <br />LOAN #: 2811911 <br />m <br />r <br />z <br />0 <br />�_. <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN: 1007451-0000000430-5 <br />MERS PHONE #: 1-888-679-6377 <br />CI DEFINITIONS <br />rri <br />N —..j Words used in multiple sections of this document are defined below and other words are defined in <br />rSections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />p ' M are also provided in Section 16. <br />f� 7 (A) "Security Instrument" means this document, which is dated August 5, 2019, <br />w together with all Riders to this document. <br />O sC (B) "Borrower" is DEREK J APFEL AS TRUSTEE OF THE DEREK J APFEL REVOCABLE <br />C-, <br />TRUST DATED FEBRUARY 21, 2017, AND ANY AMENDMENTS THERETO. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, <br />under the laws of Nebraska. <br />2009 N Diers Ave, Grand Island, NE 68803. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 12 <br />organized and existing <br />Lender's address is <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />ENTERED AS INSTRUMENT NO <br />