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								    PARTIES: This Deed of Trust is made on July 26, 2000 among, the Grantor, MICHAEL J CLEARY AND DEBORAH S CLEARY, 
<br />HUSBAND AND WIFE ( "Borrower "), 
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the 
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the 
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). 
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of 
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- 
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the 
<br />"property „). 
<br />PROPERTY ADDRESS: 4353 SHERWOOD , GRAND ISLAND, Nebraska 68803 
<br />LEGAL DESCRIPTION: 
<br />LOT EIGHTEEN (18), BISHOP HEIGHTS SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY. 
<br />Located in Hall County, Nebraska. 
<br />TITLE: Borrower convenants and warrants title to the property, except for 
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements 
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts 
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and 
<br />renewals thereof. 
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof): 
<br />■ A PROMISSORY NOTE AND SECURITY AGREEMENT DATED July 26, 2000 
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are 
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. 
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of % 
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under 
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. 
<br />The above obligation is due and payable on July 30, 2005 if not paid earlier. 
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $11,309.66, plus 
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the 
<br />covenants contained in this deed of trust, with interest on such disbursements. 
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. 
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and 
<br />made a part hereof. 
<br />RIDERS: ASSIGNMENT OF RENTS 
<br />DESIGNATION OF HOMESTEAD 
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has 
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. 
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page 
<br />2, and in any rider described abov4 signed by Borrower. 
<br />MICHAEL J C ARY DEBORAH S CLEARY 
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: 
<br />The foregoing instrument was acknowledged before me on July 26, 2000 
<br />By MICHAEL J CLEARY and DEBORAH S CLEARY, HUSBAND AND WIFE 
<br />My commission expires: lc (.3 6J Co3 , J�QAIO'J Notary Public) 
<br />6ENERAI NOTARY State of Nebraska 
<br />SHARON K KLEINT 
<br />14 My Comm. Up. Dec 3, 2003 
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<br />DEED OF TRUST 
<br />`�...., 
<br />PARTIES: This Deed of Trust is made on July 26, 2000 among, the Grantor, MICHAEL J CLEARY AND DEBORAH S CLEARY, 
<br />HUSBAND AND WIFE ( "Borrower "), 
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the 
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the 
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). 
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of 
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- 
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the 
<br />"property „). 
<br />PROPERTY ADDRESS: 4353 SHERWOOD , GRAND ISLAND, Nebraska 68803 
<br />LEGAL DESCRIPTION: 
<br />LOT EIGHTEEN (18), BISHOP HEIGHTS SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY. 
<br />Located in Hall County, Nebraska. 
<br />TITLE: Borrower convenants and warrants title to the property, except for 
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements 
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts 
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and 
<br />renewals thereof. 
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof): 
<br />■ A PROMISSORY NOTE AND SECURITY AGREEMENT DATED July 26, 2000 
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are 
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. 
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of % 
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under 
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. 
<br />The above obligation is due and payable on July 30, 2005 if not paid earlier. 
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $11,309.66, plus 
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the 
<br />covenants contained in this deed of trust, with interest on such disbursements. 
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. 
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and 
<br />made a part hereof. 
<br />RIDERS: ASSIGNMENT OF RENTS 
<br />DESIGNATION OF HOMESTEAD 
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has 
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. 
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page 
<br />2, and in any rider described abov4 signed by Borrower. 
<br />MICHAEL J C ARY DEBORAH S CLEARY 
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: 
<br />The foregoing instrument was acknowledged before me on July 26, 2000 
<br />By MICHAEL J CLEARY and DEBORAH S CLEARY, HUSBAND AND WIFE 
<br />My commission expires: lc (.3 6J Co3 , J�QAIO'J Notary Public) 
<br />6ENERAI NOTARY State of Nebraska 
<br />SHARON K KLEINT 
<br />14 My Comm. Up. Dec 3, 2003 
<br />
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