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N CD 01 CD CD co cn PREPARED BY CREDIT UNION MORTGAGE ASSOCIATION 10800 MAIN STREET FAIRFAX, VA 22030 RECORD AND RETURN TO THE PARTNERSHIP FEDERAL CREDIT UNION 10800 MAIN STREET FAIRFAX, VA 22030 ATTN: [Space Above This Line For Recording Data] DEED OF TRUST . Borrower is the trustor under this Security Instrument. (C) "Lender" is THE PARTNERSHIP FEDERAL CREDIT UNION . Lender is a FEDERAL CREDIT UNION existing under the laws of US FEDERAL CREDIT UNION ACT 10800 MAIN STREET, FAIRFAX, VA 22030 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is SCOTT TOLER of FAIRFAX COUNTY NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT NEICMI - 08082013 C r-r1 fN) Loan ID # 72802 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated September 24th, 2015 , together with all Riders to this document. (B) "Borrower "is GARY A RISER AND VALERIE R RISER. HUSBAND AND WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON organized and . Lender's address is (E) "Note" means the promissory note signed by Borrower and dated September 24th, 2015 , The Note states that Borrower owes Lender One Hundred Forty Thousand and no /100 - Dollars (U.S. $ 140, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than October lat, 2030 • (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ VA Rider ❑ 1 - Family Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. Initials: Form 3028 1/01 (page 1 of 10 pages) www.ProClose.com 7 (1) rrt m ca C/3 CFI • rrl Cp ---I • C3