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After Recording Return To: <br />USAA Federal Savings Bank <br />10750 McDermott Freeway <br />San Antonio, Texas 78288 <br />Loan Number: 1307175758 <br />1 <br />1 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is USAA Federal Savings Bank <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />(D) 'Trustee" is First American Title Insurance Company <br />181 East 5600 South #330, Murray, Utah 84107 <br />NEBRASKA -- Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 15 <br />I - ■ <br />rn <br />Fr <br />. o w <br />s <br />MIN: 100105600036231446 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />MERS Phone: 888- 679 -6377 <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 12 , 2013 , together <br />with all Riders to this document. <br />(B) "Borrower" is DOUGLAS L CLARK and SHU -MING WANG, HUSBAND AND <br />WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON <br />Lender is a FEDERALLY CHARTERED SAVINGS BANK organized <br />and existing under the laws of THE UNITED STATES OF AMERICA <br />Lender's address is 10750 McDermott Freeway, San Antonio, Texas 78288 <br />Dor-Magic egbMini <br />www.docmagic.com <br />BANK 003161310 <br />FMDEED_1307175758 <br />m <br />Z <br />— 1 <br />cD m <br />rn <br />XI <br />CO <br />u, <br />CA) <br />CO 5. <br />